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PayPal: PayPal Credit reviews

4.73
Based on 181,113 reviews, last reviewed 9th Aug 2026
41% increase in 5 star reviews
in the past 90 days
57% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Impressed with the service and how easy everything w... Impressed with the service and how easy everything works. Thanks. Reviewed on: 9th August 2026
Mon MC's avatar
Mon MC

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

Always helpful with any problems

5
Always helpful with any problems Reviewed on: 25th June 2026

Oportunity.credit account to buy some goo...

5
Just I use my pay pal credit account to buy some goods from Ebay and I was pleased for the option that pay pal gave me , so I could have all the goods what I want.Very happy with my PayPal.I would like to have that facility and for other seller from abroad. Reviewed on: 25th June 2026

It’s good for when you need something and haven’t go...

5
It’s good for when you need something and haven’t got all the money at once Reviewed on: 25th June 2026

Easy, Efficient and Trustworthy

5
I use PayPal at every opportunity, as it’s so quick, efficient and easy and, most importantly, I trust it completely. Reviewed on: 25th June 2026

Been using PayPal for years.

5
Been using PayPal for years. Ease to use and good offers. Reviewed on: 25th June 2026

Pretty fair enough with credit monthly payments

5
Pretty fair enough with credit monthly payments Reviewed on: 25th June 2026

Good customer service

5
Good customer service easy to contact to solve issues Reviewed on: 25th June 2026

I’ve had no bad experiences with this account it’s b...

5
I’ve had no bad experiences with this account it’s been excellent Reviewed on: 25th June 2026

Paypal review

5
I have been using PayPal for a long time and it keeps providing more. I love the pay in 3 option . As it helps ease the burden for unexpected expenses Reviewed on: 25th June 2026

PayPal is great!

5
I use PayPal regularly for ordinary transactions, as well as pay in 3 and PayPal credit. My experiences have always been positive and I really value their services. I particularly appreciate their 0% interest if paid in 4 months credit option. Reviewed on: 25th June 2026

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