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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108172 reviews)

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4.90

Based on 108,172 reviews, last reviewed 16th May 2026

2644000% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent customer service My experience has been great with PayPal, I have options of credit card and payment in 3 . Which has made life easy Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108172)

Happy PayPal user.

I'm using PayPal for years now, never let me down. Reviewed on: 16th April 2026

Why use Paypal

Very easy to use.Can be used almost everywhere, come a very long way over the years. Reviewed on: 16th April 2026

Easy to transfer money to family and friends, good c...

Easy to transfer money to family and friends, good credit account. Easy to use. Reviewed on: 16th April 2026

Smooth, easy application and equally as easy repayme...

Smooth, easy application and equally as easy repayments, there’s nothing to it. I hope it happen PayPal makes it happen. Reviewed on: 16th April 2026

Fast approval, fast withdrawal and sending money rec...

Fast approval, fast withdrawal and sending money receiving always quick Reviewed on: 16th April 2026

Very helpful for use in online transactions.

Very helpful for use in online transactions. Reviewed on: 16th April 2026

As a longstanding customer, I still very happy with...

As a longstanding customer, I still very happy with PayPal and their service. When contacting customer service, the agent was very polite and thorough. They resolved my problem with clear instructions and reassurance. I’m very happy with my PayPal account and all the payment options they provide. Reviewed on: 16th April 2026

Paypal Credit- Your Solution To Financial Pressure

It's being a great experience using PayPal credit. I am given well enough notice about my repayment and it has never failed me whenever I used it for my purchases. I couldn't believe the limit I was given, it's meet my budget and financial needs. I am glad to have signed up. Awesome credit facility. Reviewed on: 16th April 2026

PayPal makes life easy it’s so easy to send and rece...

PayPal makes life easy it’s so easy to send and receive money Reviewed on: 16th April 2026

Love PayPal Credit

Always happy to use PayPal credit when I need to spread the cost. Love the fact that it’s interest free if you pay in full within 3 months. Really useful for more expensive purchases. if ever I have had any issues I have always managed to get it resolved without too much hassle. Reviewed on: 16th April 2026

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