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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,115 reviews, last reviewed 16th May 2026
2641300% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use I haven’t had any problems or queries as of yet as the app is very explanatory Reviewed on: 16th May 2026
Caroline 's avatar
Caroline

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108115)

Excellent people at paypal credit

5
Gave me a chance with paypal credit with a decent amount to spend and I am very grateful. Reviewed on: 16th April 2026
John's avatar
John

Been using it for while, generally ok

4
Been using it for while, generally ok Reviewed on: 16th April 2026
Mi S's avatar
Mi S

Good, experience and payments are easy to monitor.

4
Good, experience and easy to monitor payments Reviewed on: 16th April 2026
Bakary S's avatar
Bakary S

Have had really bad experiences with companies whose...

5
Have had really bad experiences with companies whose goods have never arrived and then they themselves either ignore your requests for help or send you round in a loop. Thankfully because I've used PayPal to purchase the product they've automatically issued me with a temporary refund and have contacted the seller for me and it's never been disputed. I advise anyone buying online to use PayPal Reviewed on: 16th April 2026
Susan H's avatar
Susan H

Excellent credit card, would definitely recommend

5
Excellent credit card, would definitely recommend Reviewed on: 16th April 2026
Rorke R's avatar
Rorke R

easy to use

5
Great experience, easy to use, feels secure. Reviewed on: 16th April 2026
Andrea L's avatar
Andrea L

PayPal is always there

5
Know I can always rely on PayPal when making purchases online, gives you peace of mind. Reviewed on: 16th April 2026
Frances McCartney 's avatar
Frances McCartney

I have been using PayPal for online purchases for ab...

5
I have been using PayPal for online purchases for about 13 years. It has always been convenient, secure, trackable, and problem-free for me. I am always happy to have it. I have recommended it to all my friends, and they have also been satisfied and happy. Reviewed on: 16th April 2026
Z Shahbazi 's avatar
Z Shahbazi

Fast efficient service and always willing to help.

5
Fast efficient service and always willing to help. Reviewed on: 16th April 2026
Mr stephen mcculloch's avatar
Mr stephen mcculloch

Good as always .

5
Good as always ........................... Reviewed on: 16th April 2026
Lisa w's avatar
Lisa w

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