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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108089 reviews)

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4.90

Based on 108,089 reviews, last reviewed 16th May 2026

2640150% increase in 5 star reviews

in the past 90 days

7650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick and easy to use, would recommend to every... Very quick and easy to use, would recommend to everyone Reviewed on: 16th May 2026

Latest lowest rating:

1

PayPal itself is a very useful tool, my issue with i... PayPal itself is a very useful tool, my issue with it is in relation to the owner. Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108089)

Neat, cheap, simple, valuable and accessible

Neat, cheap, simple, valuable and accessible Reviewed on: 16th April 2026

Easy to navigate ,stress free and easy to understand

Easy to navigate ,stress free and easy to understand Reviewed on: 16th April 2026

I’ve always found it easy to make purchases using pa...

I’ve always found it easy to make purchases using pay pal’ i’va been using it for years now. Making payments is always easy and i would recomend to anyone. Reviewed on: 16th April 2026

Good service all round and very responsive whenever...

Good service all round and very responsive whenever engaged Reviewed on: 16th April 2026

PayPal credit is a very easy way to spread the cost...

PayPal credit is a very easy way to spread the cost of online purchases over £100. You've got 4 months with 0% which helps a lot to get the money to pay back in time Reviewed on: 16th April 2026

Very good, excellent.

Very good, excellent. Would recommend Reviewed on: 16th April 2026

Credit, protection and speed

PayPal credit was very helpful and accepted by many retailers and offered ideal repayment plans. PayPal as a service is very useful especially offering buyer protection on domestic and international purchases Reviewed on: 16th April 2026

Very good service and customer service

Very good service and customer service Reviewed on: 16th April 2026

THE BEST ALROUNDER FOR MY NEEDS

I use paypal credit because it allows me to make perchases at my convieience instead of waiting for payday etc. I can set my repayment to a level thats comfortable for me and i have the added protection of paypals buyer protection policy. Reviewed on: 16th April 2026

Ive found paypal incredibly useful for making purcha...

Ive found paypal incredibly useful for making purchases. What really stands out is how easy it can split the costs. Overall its a great tool if you regularly split costs or want more control over how you pay for things. Reviewed on: 16th April 2026

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