Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

View other PayPal products

4.73

Based on 181,113 reviews, last reviewed 9th Aug 2026

41% increase in 5 star reviews

in the past 90 days

57% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Impressed with the service and how easy everything w... Impressed with the service and how easy everything works. Thanks. Reviewed on: 9th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181113)

Favorite finance retailer

I love the interest free for 4 months and would love it if loyalty customers could earn longer interest free options. Payments are easy to make and the app is very easy to use. I love getting credit limit increases as well. Reviewed on: 25th June 2026

Tailored to my needs and is being adjusted accordingly.

Tailored to my needs and is being adjusted accordingly. Reviewed on: 25th June 2026

Straightforward transaction and a secure payment met...

Straightforward transaction and a secure payment method Reviewed on: 25th June 2026

Always been a solid provider an issue and...

Always been a solid provider, never had an issue and great at any payment issues. I use PayPal for the security element as they are great if anything goes wrong and will investigate and provide prompt support. Reviewed on: 25th June 2026

Decent interest rates.

Decent interest rates on purchases via ebay. Reviewed on: 25th June 2026

Great option for credit.

Great option for credit. easy to use and like the 4 months interest free option. Feel like extra protection is offered Reviewed on: 25th June 2026

Easy transaction value

Easy transaction great service and value Reviewed on: 25th June 2026

Best service and excellent support available.

Best service and excellent support available. I always trust and enjoy PayPal Reviewed on: 25th June 2026

A very easy and simple way of spreading the cost.

A very easy and simple way of spreading the cost of purchases. Its great that you can pay what you want when you want. Reviewed on: 25th June 2026

Easy, Convenient and Reliable

I’ve had a really positive experience with PayPal Credit. It’s easy to use, payments are straightforward to manage, and it’s been a convenient option for larger purchases. Thank you! Reviewed on: 25th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101274 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub