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PayPal: PayPal Credit reviews

4.90
Based on 108,084 reviews, last reviewed 16th May 2026
2639950% increase in 5 star reviews
in the past 90 days
7650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just got better with the years I have been a costumer over 15 years and it is just so simple to use. PayPal Credit allows me to buy and pay back in 4 months without interest. This r... Read more Reviewed on: 16th May 2026
Vivien K's avatar
Vivien K

Latest lowest rating:

1

PayPal itself is a very useful tool, my issue with i... PayPal itself is a very useful tool, my issue with it is in relation to the owner. Reviewed on: 16th May 2026
Voltoth's avatar
Voltoth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108084)

Great service.

5
Great service. Love using it. Easy and simple to use and get help when needed. Reviewed on: 16th April 2026

PayPal enables me to purchase large cost items as ab...

5
PayPal enables me to purchase large cost items as able to pay over a period of time rather than in one go Reviewed on: 16th April 2026

Been supportful and helpful and I highly rate them a...

5
Been supportful and helpful and I highly rate them as one of the best services. Reviewed on: 16th April 2026

Recommend paypal

4
Good company if need anything sorted done straight away would recommend to everyone Reviewed on: 16th April 2026

Have money then you need it.

5
Have money then you need it.Always helps in the difficult situations. Reviewed on: 16th April 2026

Love the pay on 3 no interest option

5
Love the pay on 3 no interest option Reviewed on: 16th April 2026

Very convenient, great customer service

5
Very convenient, great customer service Reviewed on: 16th April 2026

Good experience

5
Experience has been good, so far no issues. Paypal pay in 3 always comes in handy. Easy to use, quick, efficient. Would easily recommend. Reviewed on: 16th April 2026

I’ve found PayPal credit to be good value for money.

5
I’ve found PayPal credit to be good value for money. It’s easy to use, follow and understand. I appreciate being able to have the option of pay in 3 months terms. Sometimes it’s been a lifeline for larger purchases. Reviewed on: 16th April 2026

If I've had any problems or issue PayPal are always...

4
If I've had any problems or issue PayPal are always on hand to sort it out Reviewed on: 16th April 2026

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