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PayPal: PayPal Credit reviews

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4.90
Based on 108,080 reviews, last reviewed 16th May 2026
2639750% increase in 5 star reviews
in the past 90 days
7650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love using pay pal. Love using pay pal. Only thing id like to see is money coming out of the bank bit faster then it does Reviewed on: 16th May 2026
Benjamin Phillips's avatar
Benjamin Phillips

Latest lowest rating:

1

PayPal itself is a very useful tool, my issue with i... PayPal itself is a very useful tool, my issue with it is in relation to the owner. Reviewed on: 16th May 2026
Voltoth's avatar
Voltoth
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (108080)

They offered me credit where other's didn't!

5
They offered me credit where other's didn't. They have a wide spectrum on where you can use it which mainly helps out to feed the family. They're repayment options are what all industries should offer (pay in 3, credit options) with opportunity of not paying interest. It is a lifeline! Reviewed on: 16th April 2026
Mohammed M's avatar
Mohammed M

My best pal

5
PayPal is very good at chasing alleged scammers and would make sure you’ll get a refund! Very dependable and responsible! Reviewed on: 16th April 2026
junie r's avatar
junie r

Highly recommended

4
PayPal Credit is incredibly helpful for making instant purchases while allowing payments in installments. I use it often and find it convenient for managing my expenses over time. Reviewed on: 16th April 2026
Lukas's avatar
Lukas

Best way to pay won't use any other method

5
Best way to pay won't use any other method Reviewed on: 16th April 2026
Samantha h's avatar
Samantha h

My experience with PayPal has been very positive.

5
My experience with PayPal has been very positive. I found it very easy to use from the start, with a simple and clear setup process. Sending and receiving payments is quick and straightforward, which makes managing transactions much less stressful. I also found PayPal especially helpful when dealing with other companies that accept it as a payment method. It adds an extra layer of convenience and security, making online purchases and payments feel more reliable. Overall, I would definitely recommend PayPal for anyone looking for a trusted and user-friendly way to handle online payments. Reviewed on: 16th April 2026
Steve w's avatar
Steve w

PayPal Credit

5
Always there when I need it as long as the vendor has PayPal as a payment option. Reviewed on: 16th April 2026
J C's avatar
J C

I have used PayPal for many years and now with added...

5
I have used PayPal for many years and now with added PayPal credit card and PayPal+ it has definitely helped me in so many ways. I send a lot of money through PayPal but I also receive so works both ways. Reviewed on: 16th April 2026
Rosie n's avatar
Rosie n

Good experience for the international purchase

4
Good experience for the international purchase Reviewed on: 16th April 2026
Laure D's avatar
Laure D

Overall all great nice way to spread your expenses

5
Overall all great nice way to spread your expenses Reviewed on: 16th April 2026
Vytas's avatar
Vytas

Electric Pocket wallet

5
That you can use it for every day as a wallet, easy payments for daily spendings money transfer and if need can be your credit card. A few years now and always happy Reviewed on: 16th April 2026
Adrian's avatar
Adrian

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