Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

View other PayPal products

4.73

Based on 181,113 reviews, last reviewed 9th Aug 2026

41% increase in 5 star reviews

in the past 90 days

57% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Impressed with the service and how easy everything w... Impressed with the service and how easy everything works. Thanks. Reviewed on: 9th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181113)

Never had any major issues , small issue i had was d...

Never had any major issues , small issue i had was dealt with quickly and friendly Reviewed on: 25th June 2026

Always there for secure internet purchases

Always there for secure internet purchases and a good credit back up when things get tight Reviewed on: 25th June 2026

It wss very convenient, easy process.

It wss very convenient, easy process.. no lengthy paperwork Reviewed on: 25th June 2026

It’s very easy to talk to the advisors when calling...

It’s very easy to talk to the advisors when calling customer service very helpful Reviewed on: 25th June 2026

Paypal is best in credit card category and now they...

Paypal is best in credit card category and now they have introduced point earning by paying which is very benificial and they have also included tap to pay with digitla cards Reviewed on: 25th June 2026

Easy to use and convenient, you can pay later or spr...

Easy to use and convenient, you can pay later or spread the cost to suit you Reviewed on: 25th June 2026

PayPal is helpful

I don't go mad with spending, and PayPal is helping with the little extra. It makes a difference in how I spend my money, and I love the fact that once direct debit set up, I do not have to worry about when things are due. Easy to use, and extremely well-designed app/service. Reviewed on: 25th June 2026

So easy to use.

So easy to use. Loyalty points are fantastic and saving me money Reviewed on: 25th June 2026

Easy to use and convbrienience

Easy to use and convenience added to my wallet so easy now I only have to open and use, also you can see all payments straight away and keep account of what your spending Reviewed on: 25th June 2026

Safe as ever 5 *s nice way to spend your money

Safe as ever 5 *s highly recommended Reviewed on: 25th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101274 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub