Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,076 reviews, last reviewed 16th May 2026
2639550% increase in 5 star reviews
in the past 90 days
7650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal has always had excellent customer service. Paypal has always had excellent customer service.Above and beyond everytime Reviewed on: 16th May 2026
Dav's avatar
Dav

Latest lowest rating:

1

PayPal itself is a very useful tool, my issue with i... PayPal itself is a very useful tool, my issue with it is in relation to the owner. Reviewed on: 16th May 2026
Voltoth's avatar
Voltoth
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (108076)

Nice to be able to spread cost and pay securely.

5
Nice to be able to spread cost and pay securely.Makes buying items easy and affordable.Quick and efficent and acknowledged all around the world.Known by young and old and quick for payment wirhout hassle. Reviewed on: 16th April 2026
Bet's avatar
Bet

Great having PayPal

5
Great having PayPal easy to use and easy to understand Reviewed on: 16th April 2026
Amy S's avatar
Amy S

The pay n 3 is excellent as it cost no interest for...

5
The pay n 3 is excellent as it cost no interest for 3 months. Good for notifying you of upcoming payment's. Loads of suppliers use PayPal so very easy to purchase items. Reviewed on: 16th April 2026
Roy Grainger's avatar
Roy Grainger

Security with PayPal

5
With online shopping now being the norm, it can be very easy to get caught out by scams. I love the reliability with PayPal and the safety that using PayPal offers. So if there are ever any issues, I know PayPal is there to support me. When I see the PayPal logo I know it’s something I can trust and have faith in. Reviewed on: 16th April 2026
Lucy M's avatar
Lucy M

PayPal are really great easy to pay items with.

5
PayPal are really great easy to pay items with and lots of choices how to pay for your items, especially PayPal credits where you get four months to pay. And you feel safe paying with PayPal. Reviewed on: 16th April 2026
Victoria C's avatar
Victoria C

Excerlent

5
Always good communications and excell in delivering what i need Reviewed on: 16th April 2026
Dennis Williams's avatar
Dennis Williams

Useful in time of need

5
Very useful in time of need. Interest low and good to when you don't have enough money, pay in 3 time Reviewed on: 16th April 2026
Juliana B's avatar
Juliana B

always given choices how to pay which is nice

5
always given choices how to pay which is nice Reviewed on: 16th April 2026
Dave A's avatar
Dave A

I buy things thats exspensive, rather than buy full...

5
I buy things thats exspensive, rather than buy full payment for items in full, paypal has an excellent way for payments on flexible payments. Paypal dont pester people for there money. So i gave paypal 10 out of 10 Reviewed on: 16th April 2026
Catherine Taylor's avatar
Catherine Taylor

Love it been using for years, always will recommend

5
Love it been using for years, always will recommend Reviewed on: 16th April 2026
Kassam M's avatar
Kassam M

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill