Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

View other PayPal products

4.73

Based on 181,113 reviews, last reviewed 9th Aug 2026

41% increase in 5 star reviews

in the past 90 days

57% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Impressed with the service and how easy everything w... Impressed with the service and how easy everything works. Thanks. Reviewed on: 9th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181113)

Nice and easy .

Nice and easy . Always accessible Reviewed on: 25th June 2026

I use it for everything.

I use it for everything. So convenient Reviewed on: 25th June 2026

Very handy and easy to use and repayments each month...

Very handy and easy to use and repayments each month for balance are quick and simple Reviewed on: 25th June 2026

Great experience

PayPal has been reliable and easy to assess whenever I need a short term credit facility to use. Reviewed on: 25th June 2026

Very good experience.

Very good experience. Every step is easy. Reviewed on: 25th June 2026

Love using PayPal, very safe and reliable

Love using PayPal, very safe and reliable Reviewed on: 25th June 2026

There food for spreading payments sending money and...

There food for spreading payments sending money and savjgn Reviewed on: 25th June 2026

Ease of logging in, great range of services

Ease of logging in, great range of services Reviewed on: 25th June 2026

Excellent provider

No problems at all with getting or receiving cash, always excellent at solving problems with sellers. Reviewed on: 25th June 2026

Very simple and easy to use.

Very simple and easy to use. Intuitive dashboard and helps me support international music artists when they come to the UK. Reviewed on: 25th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101274 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub