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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,057 reviews, last reviewed 16th May 2026
2638750% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always find PayPal and have my back! I always find PayPal and have my back! Reviewed on: 16th May 2026
Karen Ann's avatar
Karen Ann

Latest lowest rating:

2

My experience with PayPal was very frustrating. My experience with PayPal was very frustrating. I used PayPal Pay in 3 to buy three home items. One item, the bed, was missing for weeks and the selle... Read more Reviewed on: 15th May 2026
Sandra 's avatar
Sandra
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (108057)

Good but difficult to work out monthly payments

5
Good but difficult to work out what you h mg eed company each month to avoid interest when u have a mixture of interest free and non interest free transactions Reviewed on: 16th April 2026
Jollyjack's avatar
Jollyjack

Convenient and easy helpful to make big purchases wi...

5
Convenient and easy helpful to make big purchases with the 3month interest free payment option help out alot Reviewed on: 16th April 2026
Ashwin A's avatar
Ashwin A

Fast and reliable

5
I had a issue with a seller, they sent me something else and I got the refund quickly. Reviewed on: 16th April 2026
Florin's avatar
Florin

I have been with PayPal for some 15 years.

5
I have been with PayPal for some 15 years, I have stayed with them so long because I know I can trust them completely. All my transactions are secure, and on the few occasions I have had a problem with a supplier PayPal have always been very quick to solve the problem. I have the utmost confidence in PayPal Reviewed on: 16th April 2026
Christopher G's avatar
Christopher G

PayPal .

5
It’s the best way to pay by far no hassle no stress no worries it’s fantastic Reviewed on: 16th April 2026
Clayt's avatar
Clayt

Always had great help if any issues.

5
Always had great help if any issues. Very convenient & easy to use. Lots of options of how to pay. Only thing I find a bit frustrating is when a payment is made, it doesn’t come out of bank as pending & appears days after due date. Other than that, I would recommend Reviewed on: 16th April 2026
Michelle C's avatar
Michelle C

Quick and easy way to pay know messing around very r...

5
Quick and easy way to pay know messing around very reliable Reviewed on: 16th April 2026
Paul Bartle's avatar
Paul Bartle

I love PayPal

5
Great to deal with nice person on phone very helpful Reviewed on: 16th April 2026
Liza L's avatar
Liza L

Excellent

5
Excellent customer service unlike other providers Reviewed on: 16th April 2026
PJ A's avatar
PJ A

Easy Secure

5
Easy to use, setup and interface. Secure details Reviewed on: 16th April 2026
Henry P's avatar
Henry P

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