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PayPal: PayPal Credit reviews

4.90
Based on 108,035 reviews, last reviewed 16th May 2026
2637850% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

An excellent financial provider Only problem I have experienced is when l change of debit orders other than they are overall an excellent financial provider service. Reviewed on: 16th May 2026
Kabwe G's avatar
Kabwe G

Latest lowest rating:

2

My experience with PayPal was very frustrating. My experience with PayPal was very frustrating. I used PayPal Pay in 3 to buy three home items. One item, the bed, was missing for weeks and the selle... Read more Reviewed on: 15th May 2026
Sandra 's avatar
Sandra

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108035)

Easy to use, love that there is no interest for 4 mo...

5
Easy to use, love that there is no interest for 4 months, amazing credit limit Reviewed on: 16th April 2026

I feel safe when l pay with PayPal coz if something...

5
I feel safe when l pay with PayPal coz if something mistake l am sure that I will get my money back Reviewed on: 16th April 2026

Efficient Customer Service

5
Recognised a discrepancy with DD and was sorted out quickly and without fuss Reviewed on: 16th April 2026

greatest service for finance.

5
greatest service for finance. nothing compared to it. Reviewed on: 16th April 2026

Wery easy and recomended for all

5
Wery easy and recomended for all Reviewed on: 16th April 2026

PayPal is amazing

5
Have been a PayPal customer for years and highly rated their customers service. I feel that I've always received the highest service and have always had my problems resolved quickly and efficiently. Not only that but when you make a purchase with PayPal I always feel protected and that my transactions are safe and secure...I'd probably go as far as to say on par with if not more secure than my bank! I always like to make sure with reviews that there are pros and cons but I can honestly say that there are no negatives with PayPal and for this, I will forever be a customer. Reviewed on: 16th April 2026

Using Paypal gives you confidence purchasing online...

5
Using Paypal gives you confidence purchasing online its very easy to use and if there is any query, they are easily contactable and helpful Reviewed on: 16th April 2026

Flexible terms, ease of use and availability.

5
Flexible terms, ease of use and availability. Reviewed on: 16th April 2026

Great safe and easy to use.

5
Great safe and easy to use. Lots of good offers. Reviewed on: 16th April 2026

Easy to manage.

5
Easy to manage. Decent customer service Reviewed on: 16th April 2026

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