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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180938 reviews)

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4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180938)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use, excellent service, and good customer se...

Easy to use, excellent service, and good customer service. Reviewed on: 12th July 2026

I have recommended PayPal to friends and family.

I have recommended PayPal to friends and family. The 3 payment plan helps so I never have to worry about forgetting to pay it’s all automatic . Reviewed on: 12th July 2026

Absolutely amazing.

Absolutely amazing.. I do most of my shopping using paypal Reviewed on: 12th July 2026

Just so easy especially transferring money abroad

Just so easy especially transferring money abroad Reviewed on: 12th July 2026

Secure platform

I’ve had a very positive experience with PayPal Credit. The application process was straightforward, payments are easy to manage, and the online account is simple to use. It’s been a convenient way to spread the cost of purchases when needed. Customer service has been helpful whenever I’ve had questions, and I appreciate the flexibility it offers. Overall, I’m very satisfied with the service and would recommend it to others. Reviewed on: 12th July 2026

Quick and easy.

Quick and easy. Reliable service Reviewed on: 12th July 2026

Best experience and so helpful highly recommend

Best experience and so helpful highly recommend Reviewed on: 12th July 2026

basic experience, app is a little slow updating

basic experience, app is a little slow updating, sometimes taking upto a week to update your info Reviewed on: 12th July 2026

Simple to use

It was a very simple and clear procedure to set up my PayPal credit account and I feel very safe using PayPal as my payment method. The £40 incentive was great Reviewed on: 12th July 2026

I have only found PayPal to be helpful.

I have only found PayPal to be helpful. And mostly a bit of a life saver on the months where multiple purchases are needed. Reviewed on: 12th July 2026

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