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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Best Pal

PayPal is excellent overall and I’ve been using for years now. PayPal credit comes to rescue when you like to spread your cost across few months. Reviewed on: 27th May 2025

Perfecr way to pay monthly

Perfect service … great payment choices Reviewed on: 27th May 2025

A REALLY Fantastic! Service

When I have Contacted PayPal they have always been Helpful & Understanding. Reviewed on: 27th May 2025

I use the 0% facility most recently for a shark vacu...

I use the 0% facility most recently for a shark vacum cleaner quick easy paid by d-d and track able in app Reviewed on: 27th May 2025

Brilliant, easy to navigate and accepted at loads of...

Brilliant, easy to navigate and accepted at loads of places Reviewed on: 27th May 2025

I have used this service a few times.

I have used this service a few times and enjoy the interest free for 4 months. Reviewed on: 27th May 2025

SCAM FREE PAY PAL

ALWAYS EASY AND SAFE TO NAVIGATE. NO WORRIES ABOUT BEING SCAMMED WHEN USING PAYPAL Reviewed on: 27th May 2025

I’ve used PayPal for years now and it makes paying f...

I’ve used PayPal for years now and it makes paying for things so much easier, the buy now pay later is very handy for me and use it loads. I’ve always recommended PayPal to all my fiends and family and will continue to do so. Reviewed on: 27th May 2025

I use PayPal for a range of services including buyin...

I use PayPal for a range of services including buying, selling, and payment plans. Overall, PayPal provides a reliable service, but can sometimes prove error-prone, such as when going through checkout on my phone. Reviewed on: 27th May 2025

Very helpfull and easy to use service.

Very helpfull and easy to use service. I have been a customer of paypal for many years and due to this high level of service i will continue to do so, i have advised friends of the benifit of using paypal. Reviewed on: 27th May 2025

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