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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Paypal is amazing 100% recommend

Paypalcredit has helped me loads to get my kids birthday and Christmas presents and I just pay back minimum payment it's amazing they leave you alone if your paying the minimum unless you don't pay you get a charge but that's only fair it's brilliant love PayPal credit and would highly recommend it you also know your safe if you pay for something through PayPal you know your money is save if it's a scam you get it back Reviewed on: 12th July 2026

A life saver

Great!!!, pay pal helped me to pay my masters degree tuition. It meant alot to me. Thank you paypal Reviewed on: 12th July 2026

Non-conventional superstar

I think PayPal provides a non conventional way to pay and has recently become mg favourite mode of paying for transport. It is incredibly secure so I feel safest for using it for flights and purchases where service providers can’t always be trusted. Reviewed on: 12th July 2026

Excellent service

Always been brilliant, especially with refunds Reviewed on: 12th July 2026

I've been using PayPal for years, and everything has...

I've been using PayPal for years, and everything has always worked fine. Reviewed on: 12th July 2026

Simple, Secure and Reliable

I’ve been using PayPal for a while now, and my experience has been really positive. It’s simple to use, payments are quick, and I feel secure whenever I make a transaction online. I also like how convenient it is to send money or pay for things without having to enter my card details every time. So far, I’ve never had any major issues, and everything has worked smoothly for me. Definitely a service I trust and would happily recommend. Reviewed on: 12th July 2026

Its easy to use and can be use anywhere in the world.

Its easy to use and can be use anywhere in the world. Reviewed on: 12th July 2026

I use PayPal for my stripe transactions with ShopMy...

I use PayPal for my stripe transactions with ShopMy and I’m happy bar the exchange rate which I feel is poor and could be far better Reviewed on: 12th July 2026

I really like it app,it's easy to use.

I really like it app,it's easy to use. Reviewed on: 12th July 2026

Flexible debt management

Flexibility with payments, interest free period. You know exactly how to manage the debt Reviewed on: 12th July 2026

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