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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,493 reviews, last reviewed 22nd Jun 2026
4305500% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply for and use, comes in really handy for... Easy to apply for and use, comes in really handy for all different types of purchases and added safety on top Reviewed on: 22nd June 2026
Christopher B's avatar
Christopher B

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144493)

PayPal give me peace of mind in online transactions...

5
PayPal give me peace of mind in online transactions providing a consumers back up service that is second to none. I also use them to safely send money to family overseas. Reviewed on: 17th June 2026
Neil V's avatar
Neil V

PayPal credit is an easy and convenient way of paying.

5
PayPal credit is an easy and convenient way of paying. With my PayPal debit card I can choose if I use the money linked to my bank account or use PayPal credit. Essentially you have a debit card and credit card within one card. PayPal app has a great user interface which is clean and super easy to use. Would love to see a stocks and shares platform added to the app, there is a crypto section at the moment so adding this would be really nice. Reviewed on: 17th June 2026
Philip Dorrian's avatar
Philip Dorrian

Always reliable and trustworthy.

5
Always reliable and trustworthy. Reviewed on: 17th June 2026
James R's avatar
James R

PayPal make buying things so easy, I wouldn’t use an...

5
PayPal make buying things so easy, I wouldn’t use anyone else. Reviewed on: 17th June 2026
Iain Smith's avatar
Iain Smith

Great to use

5
Using PayPal is easy to use & is widely accepted. It is quick, convenient. I feel secure & safe using it Reviewed on: 17th June 2026
Nana H's avatar
Nana H

I never had problem with PayPal it’s very safe

5
I never had problem with PayPal it’s very safe Reviewed on: 17th June 2026
Zaneta's avatar
Zaneta

The pay in 3 option with 0% interest has allowed me...

5
The pay in 3 option with 0% interest has allowed me to buy many items I previously would have struggled to afford Reviewed on: 17th June 2026
Denno's avatar
Denno

secure and easy

4
easy to use without remembering or storing your bank card. Secure and safe. Reviewed on: 17th June 2026
kaz's avatar
kaz

Quick and Easy to use

5
I have been using PalPal Credit for a year now and I have been impressed with the ease of use and I will likely continue to use it for years to come. It offers things most other credit services don’t and I have never had any issues with it. Reviewed on: 17th June 2026
Jonathan J's avatar
Jonathan J

Fast hustle free service.

5
Fast hustle free service. Recomend to buy something . Reviewed on: 17th June 2026
Kristaps 's avatar
Kristaps

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