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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Paypal could be more accessible to its customers

Paypal could be more accessible to its customers Reviewed on: 12th July 2026

The payment in 3 is great, spread the cost over 3 sm...

The payment in 3 is great, spread the cost over 3 smaller payments. Even on low item purchases Reviewed on: 12th July 2026

Brilliant experience with using pay Pal credit very...

Brilliant experience with using pay Pal credit very easy to use Reviewed on: 12th July 2026

I have never had a problem with pay pal

I have never had a problem with pay pal Reviewed on: 12th July 2026

What’s not to like

Easy to use, good app. Customer service adequate Reviewed on: 12th July 2026

Totally trust PayPal and when ordering online I know...

Totally trust PayPal and when ordering online I know they’ve got my back. Reviewed on: 12th July 2026

Jest super

Jestem bardzo zadowolony wszystko działa poprawnie Reviewed on: 12th July 2026

Easy to apply, clear financial information

Easy to apply, clear about amount of interest charged and fees. Reviewed on: 12th July 2026

PayPal & PayPal.

I’ve been using PayPal & PayPal credit for years. Full piece of mind knowing if I need help or advice they are there to help & assist. Only needed it once & they resolved my issue on the first phone call. That’s why I trust them 100% Reviewed on: 12th July 2026

The Ultimate Standard for Secure, Global Payments

As someone who manages both international business transactions and daily personal expenses, I can confidently say that PayPal remains the gold standard in digital finance.What sets PayPal apart is its unmatched balance of security, speed, and global accessibility. It instantly eliminates the friction of international borders, allowing users to send, receive, and convert currencies in seconds. For businesses, the integration is seamless and immediately boosts customer trust at checkout. For individuals, the Buyer Protection policy offers complete peace of mind, ensuring your money is safe even if a transaction goes wrong. Reviewed on: 12th July 2026

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