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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Top Notch Experience

The app is very stable, service is very great. It's always easy to get help from the FAQ and customer support Would 100% recommend the service to anyone Reviewed on: 27th May 2025

Handy service!

Handy service with good cover for your payments!! Reviewed on: 27th May 2025

It really works for me

The support is great and is nice to have 4 months to pay back spent money . Reviewed on: 27th May 2025

I have never had issues using PayPal.

I have never had issues using PayPal. I feel like transfers are safe. I love the pay in 3 now. They are great at communicating. Reviewed on: 27th May 2025

Brilliant app would recommend it to family and friends

Brilliant app would recommend it to family and friends Reviewed on: 27th May 2025

Pay Pal have allways given good value for money, wit...

Pay Pal have allways given good value for money, with very good terms. Reviewed on: 27th May 2025

Brilliant service.

Brilliant service. Very convenient Reviewed on: 27th May 2025

I have used PayPal for years.

I have used PayPal for years. I feel safer using it to make purchases online. I have never had any issues and if I have questioned anything they are quick to respond. Reviewed on: 27th May 2025

Easy and affordable, much better way to spread your...

Easy and affordable, much better way to spread your payments Reviewed on: 27th May 2025

Excellent customer service

They have always been responsive to payment queries, always deliver on credit facilities and never had any issues using them. Reviewed on: 27th May 2025

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