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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Easy process

Easy process, a great option for giving me longer to pay off without interest Reviewed on: 12th July 2026

Easy to use and quick.

Easy to use and quick. Very helpful Reviewed on: 12th July 2026

Fantastic. And efficient

Fantastic. Easy and efficient. New life since I am with Paypal Reviewed on: 12th July 2026

It’s has been a greet experience with paypal

It’s has been a greet experience with paypal Reviewed on: 12th July 2026

I feel safer with PayPal i don't worry about getting...

I feel safer with PayPal i don't worry about getting scammed with PayPal it's a safe way to pay Reviewed on: 12th July 2026

Use paypal

Easy to use excellent customer service. Reviewed on: 12th July 2026

Easy to use

Paypal is so widely available for purchasing goods with so many companies. Reviewed on: 12th July 2026

It's a good experience always nice to use them

It's a good experience always nice to use them Reviewed on: 12th July 2026

Top of my most used apps

Been with PayPal for a few years now, always kept upto date with the latest financial news, use for all purchases that take PayPal and if ever a problem with a retailer their always the first people I contact and they ensure I receive a full refund if necessary Reviewed on: 12th July 2026

PayPal Service

I had PayPal for over 6 years now and I'm very happy with the service provided Reviewed on: 12th July 2026

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