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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732441565146830088 (144642 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144645)

Great company, really helpful when someone hacked my...

Great company, really helpful when someone hacked my account. Everything put right in 48hours Reviewed on: 17th June 2026

Bought things and never got it and PayPal sorted it...

Bought things and never got it and PayPal sorted it out for me and got my money back Reviewed on: 17th June 2026

Very easy to use any problems sorted quickly

Very easy to use any problems sorted quickly Reviewed on: 17th June 2026

PayPal Credit is a game-changer!

I've been using PayPal for years now and I honestly love it. I recently applied for PayPal credit. Applying was super quick and easy, and it gives me the flexibility to buy what I need and pay over time. I’ve used it for everything from new furniture to treating myself to a new watch without the big upfront cost. The app is simple to use, and customer service has always been really helpful whenever I had a question. It just feels safe and straightforward. If you’re thinking about it, go for it!!! it’s made my life a lot easier! Highly recommend. Reviewed on: 17th June 2026

Flexible spending

Great options for paying now, credit and installments. Easy to use app. Reviewed on: 17th June 2026

It has been very easy to use and most retailers have...

It has been very easy to use and most retailers have the option to pay using the service Reviewed on: 17th June 2026

Most efficient & safe digital finance platform.

PayPal is a great platform for flexible payment options with excellent security measures, helping consumers manage their finances more effectively. For its outstanding contribution to digital payments and retail finance, PayPal is a deserving winner of the “Best Retail Finance Provider” award. Roop Reviewed on: 17th June 2026

Very good I’m glad to use Paypal

Very good I’m glad to use Paypal Reviewed on: 17th June 2026

PayPal is easy to use and have several payment options.

PayPal is easy to use and have several payment options. It’s also easy to keep track of your transactions using the app Reviewed on: 17th June 2026

The future of banking in your pocket!

The future of banking in your pocket! I love it! Thanks PayPal! You definitely are a pal! Reviewed on: 17th June 2026

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