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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I have been using PayPal for more than 9 years and I...

I have been using PayPal for more than 9 years and I have never been let down by them. I like the different payment options that they provide and the excellent customer service that gives me peace of mind. With 4 months interest free this is the best product on the market! Reviewed on: 12th July 2026

Easy and Convenient

Easy to use, fast decisions, and convenient payment options. Overall, a good experience Reviewed on: 12th July 2026

Quick and easy application

Quick and easy application and i am always informed of any change to my paypal credit account Reviewed on: 12th July 2026

Ex ellent service

Used it several time with no issues. Reviewed on: 12th July 2026

Absolutely brilliant 10/10 would PayPal again

Absolutely brilliant service smooth safe payments and I love the pay in 3 credit option it helps more than you can think. I love how protected each payment is and its so easy to recieve payments. Never had an issue. 10/10 would PayPal again. Reviewed on: 12th July 2026

I like PayPal because I can earn money

I like PayPall because I can ear some money Reviewed on: 12th July 2026

PayPal is great

Used PayPal for a long time and now you get more benefits it’s even better! Reviewed on: 12th July 2026

very helpful

easy to use and provides opportunity to pay in 3 or next month. interest rates are reasonable Reviewed on: 12th July 2026

Breathing Room

PayPal Credit allows you to breathe when you just find yourself worried about paying for something outright. It gives the space and room to be able to pay it when you have more and is so easy and straightforward to use. Reviewed on: 12th July 2026

Love pay pal it works great for everyday life

Love pay pal it works great for everyday life and help families who need the option of pay in 3 for presents and things which is great 1 negative if I was to say anything is that when you do have an issue its hard to contact yourself Reviewed on: 12th July 2026

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