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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106665 reviews)

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4.90

Based on 106,665 reviews, last reviewed 14th May 2026

2575450% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use and very simple to understand overall ve... Easy to use and very simple to understand overall ver good Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106665)

No complains

No complains never had any issues with it and interest rates weren’t terrible Reviewed on: 16th April 2026

Excellent and Easy to navigate

Experience of using PayPal has been excellent. Clear ways on how their products work. Great way to manage your money and payments. Reviewed on: 16th April 2026

Great service that is very easy to use.

Great service that is very easy to use. Reviewed on: 16th April 2026

Great service, prompt customer service

Great service, prompt customer service Reviewed on: 16th April 2026

Easy to use, very secure and gives tracking informat...

Easy to use, very secure and gives tracking information on products purchased. Reviewed on: 16th April 2026

Easy to Use and Reliable

I have used PayPal credit for some time - I find the option helpful in times of sudden need. When I had a problem once with payment taken from my balance rather than via credit, I found it easy to change the payment source in app. Overall, I find PayPal easy to use. But also I have never had an issue where I need to contact customer services, so find this a bonus. Reviewed on: 16th April 2026

Easy to use five star service

An easy to use app providing regular updates Reviewed on: 16th April 2026

Yey for pay pal

Pay pal is really handy with 0 % interest on some buying helps a lot! I have used it twice now and couldn’t be happier Reviewed on: 16th April 2026

I feel safe when using paypal,makes life easier with...

I feel safe when using paypal,makes life easier with options for paying in installments Reviewed on: 16th April 2026

They've been amazing ,first class ,any problems the...

They've been amazing ,first class ,any problems the customer service are on the case ,and takes the stress frm me ,as ive had to report items some companies say they've sent and ive never received my order .They can track and sort it out with just one phn call .I highly recommend PayPal account. X Reviewed on: 16th April 2026

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