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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

The 4 months 0% interest offer is super useful for s...

The 4 months 0% interest offer is super useful for spreading the cost of big purchases, without the need for paying interest. Seamless & easy to use! Reviewed on: 22nd June 2026

Very easy to buy and purchase in any shops.

Very easy to buy and purchase in any shops. Reviewed on: 22nd June 2026

Why choose any other platform?

PayPal has been my go to for any online payment for years due to its ease of use, flexibility, and protection from unsavoury businesses. It feels like a payment provider that always has my back. It has every feature I require and more. Reviewed on: 22nd June 2026

I like that you can get 4months interest free credit.

I like that you can get 4months interest free credit. It’s simple to use and I feel confident with using PayPal credit as it’s safe and reliable. Reviewed on: 22nd June 2026

Excellent customer service

I am really enjoying using paypal, both card or appt. It is so excellent and I love it. I will recommend paypal at any time. Brilliant Reviewed on: 22nd June 2026

PPayPal is a reliable method of payment that priorit...

PPayPal is a reliable method of payment that prioritizes security. Reviewed on: 22nd June 2026

Worth having

Pay pal credit has been good for me for as and when I need something and haven’t always got the money straight away to buy. Also good for credit rating and very convenient to go straight to the app to see activity Reviewed on: 22nd June 2026

The PayPal app is so simple & easy to useto use.

The PayPal app is so simple & easy to use. I can always check the transactions. Reviewed on: 22nd June 2026

Really good easy to use fast and efficient

Really good easy to use fast and efficient Reviewed on: 22nd June 2026

Easy to use, very efficient with most companies.

Easy to use, very efficient with most companies. Easy to access and navigate my account Reviewed on: 22nd June 2026

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