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PayPal: PayPal Credit reviews

4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

Easy to use!

5
I think the process is intuitive and incredibly easy to use, great system! Reviewed on: 22nd June 2026

Easy to access and manage

5
I’ve never had any issues with my account. The app gives me instant access and ability to manage my account. Reviewed on: 22nd June 2026

A very quick and straight forward credit facility.

5
A very quick and straight forward credit facility. No banging around waiting for approval, the App is extremely use friendly. Reviewed on: 22nd June 2026

Very reliable and easy to use

5
Very reliable and easy to use. Helps spread costs when needed and trusted service Reviewed on: 22nd June 2026

Cannot fault the service ive been given

5
Cannot fault the service ive been given Reviewed on: 22nd June 2026

Trouble paying

3
Had lots of trouble paying the money to them as they kept sending it back and charging me for mist payments Reviewed on: 22nd June 2026

An easy to use online credit app

5
An easy to use online credit app Reviewed on: 22nd June 2026

Great offer gives flexibility and reassurance

5
Great offer gives flexibility and reassurance Reviewed on: 22nd June 2026

Excellent service had amended d did d

5
Excellent service had amended d did d Reviewed on: 22nd June 2026

Always know what I’m looking for very helpful custom...

5
Always know what I’m looking for very helpful customer service Reviewed on: 22nd June 2026

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