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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106650 reviews)

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4.90

Based on 106,650 reviews, last reviewed 14th May 2026

2574800% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It always help and make it easier to pay in 4 instal.. It always help and make it easier to pay in 4 instalments Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106650)

Very Polished

PayPal offers so many ways to manage your spending. The app is great, is uncluttered and easy to navigate but has some minor bugs - although they don't interfere with normal use. It's a very polished experience Reviewed on: 16th April 2026

Customer interface

Great credit provider. Easy operational system use and good benefits and perks such as 4 month interest free repayment offers. Quick processing and good consumer interface. Reviewed on: 16th April 2026

It’s very efficient and the safest way to buy online...

It’s very efficient and the safest way to buy online Reviewed on: 16th April 2026

Why PayPal credit is so flexible

It's so easy to use and I can pay, what I want, when I want. It just means managing my finances so much easier! Reviewed on: 16th April 2026

I’m satisfiedI’m satisfied with PayPal.

I’m satisfiedI’m satisfied with PayPal. The online interface is easy to use, clear, and well-organized. Notifications are not excessive and provide useful, relevant information. Customer service is helpful and works surprisingly well. I would recommend it to all my friends who don’t have it yet—although there are very few of them, since almost everyone uses it nowadays. Reviewed on: 16th April 2026

Always working, makes payments safe and reliable.

Always working, makes payments safe and reliable. I feel happy knowing that my purchases are secure and I can do it with any retailer. Would definitely recommend for anyone who likes online shopping or spreading costs. Reviewed on: 16th April 2026

Never let me down, always help when was needed.

Never let me down, always help when was needed. Reviewed on: 16th April 2026

Easy to use, great for paying safely and knowing you...

Easy to use, great for paying safely and knowing you are supported if a transaction doesn’t go to plan, eg, an order doesn’t arrive your protected through PayPal. PayPal pay in 3 is a good option, and PayPal credit is easy to use. Reviewed on: 16th April 2026

Always easy and trustworthy it’s my go to for big pu...

Always easy and trustworthy it’s my go to for big purchases. . Reviewed on: 16th April 2026

I’m happy to get this credit and easy to transfer an...

I’m happy to get this credit and easy to transfer and transaction to pay. Reviewed on: 16th April 2026

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