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PayPal: PayPal Credit reviews

4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

It’s flexible but I find it hard to navigate sometimes.

4
It’s flexible but I find it hard to navigate sometimes. It’s nice to know that I can have the reassurance paying with PayPal if needs must but I do find it difficult how to navigate at times. I don’t recognise a payment and I can’t find my way around to actually cancel it. Other than that, it’s good Reviewed on: 22nd June 2026

3 months without internet. Only on PayPal!

5
I use PayPal for years now. I love as well you can buy things with 3 months without interest. Reviewed on: 22nd June 2026

Always use PayPal for buying online due to missing p...

5
Always use PayPal for buying online due to missing parcels and they are great with refunds Reviewed on: 22nd June 2026

Love using PayPal it’s easy and user friendly, every...

5
Love using PayPal it’s easy and user friendly, everything is straightforward Reviewed on: 22nd June 2026

Best ever

5
;) highly recommend. ,) never had a problem with PayPal. Safest way ti pay fir something Reviewed on: 22nd June 2026

Safe and secure

5
Safe and secure, always have the backing of PayPal in a problem with a seller. Reviewed on: 22nd June 2026

Answers queries fast good service

5
Answers queries fast good service Reviewed on: 22nd June 2026

Payment always delays, if direct debit is scheduled...

4
Payment always delays, if direct debit is scheduled today so he will make payment on after one week later. And deposit money take 15 days to process. Disappointed Reviewed on: 22nd June 2026

I love using PayPal; it's so easy and quick.

5
I love using PayPal; it's so easy and quick. I recommend it. Reviewed on: 22nd June 2026

The introduction of cards

5
The introduction of cards has made it really convenient and easy. The timely offers pop up every now and then making experience even better. Reviewed on: 22nd June 2026

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