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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

PayPal credit delivered on trust with a great service

PayPal credit allowed me the freedom to utilize credit with more safety and security that I was confident if any unseen problem should arise than PayPal would have me covered. The interest rates were also very competitive with some interest free deals on products that helped out a lot. Reviewed on: 22nd June 2026

I love it it’s so easy to use and the customer servi...

I love it it’s so easy to use and the customer service is amazing Reviewed on: 22nd June 2026

Effortlessly smooth

Used for years never had an issue was super helpful the odd time ive had to call for an issue or question 10/10 Reviewed on: 22nd June 2026

Every thing is just good

Every thing is just good I’ve never had a problem with anything Reviewed on: 22nd June 2026

Good experience with pay pal.

Good experience with pay pal. Easy to use. Reviewed on: 22nd June 2026

No problems using PayPal pay later or pay in 3...

No problems using PayPal pay later or pay in 3 Reviewed on: 22nd June 2026

Easy, viable - perfect

Have not required assistance as everything has been smooth with bo transaction problems. Great service. Have already referred my partner and he now has this also. Reviewed on: 22nd June 2026

Very efficient don’t know what I would do without Pa...

Very efficient don’t know what I would do without PayPal best app on my phone thanks Reviewed on: 22nd June 2026

Fast, secure, and trusted worldwide!

Fast, secure, and trusted worldwide! PayPal makes online payments simple while helping protect your purchases. A smart choice for shopping, sending money, and managing payments with confidence. Reviewed on: 22nd June 2026

Customer service is only over email.

Customer service is only over email. No phone number to talk to a real person Reviewed on: 22nd June 2026

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