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PayPal: PayPal Credit reviews

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4.90
Based on 106,642 reviews, last reviewed 14th May 2026
2574400% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

AmazingI ike it I ike it it’s amazing thanks a lot Reviewed on: 14th May 2026
Amazing 's avatar
Amazing

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106642)

The best and ever convenient account

5
The best and ever convenient account to use for either credit account or three pay. Also to send and receive money. Reviewed on: 16th April 2026
Ruthie's avatar
Ruthie

Great experience throughout my connection with PayPal.

5
Great experience throughout my connection with PayPal. I usethis for multiple situations, Gym, ticketing, school payments, etc. I would say the PayPal Credit option is blessing for me and my expenditures. Reviewed on: 16th April 2026
Fayas A's avatar
Fayas A

Easy to use and different methods of payments with p...

5
Easy to use and different methods of payments with parcel tracking Reviewed on: 16th April 2026
MR A's avatar
MR A

Super experiences!

5
Super experiences! Always looked after. Reviewed on: 16th April 2026
Adi T's avatar
Adi T

Reliable service

5
Secure and reliable service. Money sent within minutes. Reviewed on: 16th April 2026
Shennet C's avatar
Shennet C

Review of my experience with Paypal

5
Paypal is really good when you wish to send or receive money from/to family abroad. It is very safe and secure. Paypal also useful when you wish to make a purchase and can use Paypal Credit to pay over a period of time. I have found occasionally it is difficult to speak to someone when I feel there is an issue, it can take quite a bit of time to resolve. As we get older technology can become quite overwhelming. Reviewed on: 16th April 2026
Marion Henderson's avatar
Marion Henderson

PayPal has always been able to quickly resolve issue...

5
PayPal has always been able to quickly resolve issues raised against merchants. Very commendable and much appreciated. Reviewed on: 16th April 2026
Sanusi Shaiyen 's avatar
Sanusi Shaiyen

Best choice

5
Always handy,relyable. 0% working very well. Reviewed on: 16th April 2026
Zanetta's avatar
Zanetta

Very handy, easy to use and give a breathing space.

5
Very handy, easy to use and give a breathing space. If the 4 month can be extended even better. Reviewed on: 16th April 2026
Saeid M's avatar
Saeid M

It’s really good to use rather than using bank accou...

5
It’s really good to use rather than using bank accounts Reviewed on: 16th April 2026
Vinay R's avatar
Vinay R

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