Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,536 reviews, last reviewed 13th May 2026
2523850% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use and everything is very clear, espec... It’s easy to use and everything is very clear, especially the pay in 3. Reviewed on: 13th May 2026
Elizabeth L's avatar
Elizabeth L

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (105536)

Always there when you need them.

5
Always there when you need them.Prompt reply to concerns and reliable Reviewed on: 15th April 2026
Alhassan M's avatar
Alhassan M

Absolutely love PayPal credit superb when using 4 mo...

5
Absolutely love PayPal credit superb when using 4 months free credit option Reviewed on: 15th April 2026
Dr's avatar
Dr

Great service.

5
Great service. Easy to manage my money Reviewed on: 15th April 2026
Hema p's avatar
Hema p

Very easy and quick to use

5
Very easy and quick to use…..ideal for shopping without worrying about paying right away Reviewed on: 15th April 2026
Anthony Defty's avatar
Anthony Defty

Easy plainness to use wouldn’t be without

5
Easy plainness to use wouldn’t be without Reviewed on: 15th April 2026
Steven T's avatar
Steven T

I found Paypal very easy to use and you know you hav...

5
I found Paypal very easy to use and you know you have guarantees with it Reviewed on: 15th April 2026
Lynn Peach's avatar
Lynn Peach

Always good service when needed.

5
Always good service when needed. Also feel safer buying with papal online Reviewed on: 15th April 2026
Gail B's avatar
Gail B

Three words

5
Three words ,Simple to use...best money app about by far Reviewed on: 15th April 2026
Jonathan Sterritt 's avatar
Jonathan Sterritt

Nothing negative to report.

5
Nothing negative to report. Very few issues to contact customer service with Reviewed on: 15th April 2026
Peter C's avatar
Peter C

Been with paypal for a long time.

5
Been with paypal for a long time. Anytime there was an issue they have step in and help me solve it. Highly recommend! Reviewed on: 15th April 2026
Dagmara C's avatar
Dagmara C

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill