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PayPal: PayPal Credit reviews

4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181107)

I've been with PayPal for a long time now, and it's...

5
I've been with PayPal for a long time now, and it's always been easy to navigate and I've never had any issues whatsoever Reviewed on: 22nd June 2026

Ive been with PayPal for many years and never have b...

5
Ive been with PayPal for many years and never have been disappointed they are brilliant, site so easy to read and get around , so convenient site will never leave. Keep up good work Reviewed on: 22nd June 2026

They have always been quick to respond to any...

5
They have always been quick to respond to any queries Reviewed on: 22nd June 2026

I always opt for PayPal, it’s secure and user friendly.

5
I always opt for PayPal, it’s secure and user friendly. Reviewed on: 22nd June 2026

Nice for secure payment.

5
Nice for secure payment.always recommended PayPal Reviewed on: 22nd June 2026

Need a 0% option, Paypal credit is my go-to

5
Always used PayPal credit for the 0% options. Works really well for medium sized purchases to split the payments up Reviewed on: 22nd June 2026

Love PayPal

5
I absolutely love using PayPal it gives me flexibility and I am able to purchase without worrying paying everything at once. Their Customer Service is brilliant, thank you so much, Paypal. Reviewed on: 22nd June 2026

Easy to use, instant access , handy for unexpected a...

5
Easy to use, instant access , handy for unexpected and needed purchases Reviewed on: 22nd June 2026

Easy to use and good o% deals also any problems easi...

5
Easy to use and good o% deals also any problems easily sorted by customer service Reviewed on: 22nd June 2026

Very easy to use even for people that are aged.

5
Very easy to use even for people that are aged. Easy to make plans to pay off debt. Reviewed on: 22nd June 2026

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