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PayPal: PayPal Credit reviews

4.90
Based on 105,513 reviews, last reviewed 13th May 2026
2522750% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a consistently positive experience with Pay... I’ve had a consistently positive experience with PayPal. The platform is easy to use, payments are secure, and it makes managing transactions simple a... Read more Reviewed on: 13th May 2026
Krystle H's avatar
Krystle H

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105513)

PayPal credit is a great option with the added bonus...

5
PayPal credit is a great option with the added bonus of paying it off in 4 months for interest free Reviewed on: 15th April 2026

Always a painless process.

5
Always a painless process. If only life was thisceasy Reviewed on: 15th April 2026

Never had any issues or problems

5
Never had any issues or problems Reviewed on: 15th April 2026

Interest free purchases.

5
Interest free purchases. And points on the purchases. That makes into money. Easy money transfer and transaction are Easy. Reviewed on: 15th April 2026

Meets my expectations.

5
Meets my expectations. Easy to use Reviewed on: 15th April 2026

I like the way it works.

5
I like the way it works. And recently it's giving extra points that im collecting with every transaction and one day i should have some extra free money ... Great :) Reviewed on: 15th April 2026

Very straight forward smart way to pay payment plans

5
Very straight forward payment plans Reviewed on: 15th April 2026

Had excellent experience helps spread the costs of p...

5
Had excellent experience helps spread the costs of payments makes shopping easy Reviewed on: 15th April 2026

PayPal - Customer Service done right

5
PayPal offer great customer service and are there at any time. I can’t recommend them enough. Anytime there is an issue, their alerts and emails are efficient and effective. Reviewed on: 15th April 2026

The best support for claiming refunds

5
I have just recommended PayPal to my landlord. I had an excellent experience with PayPal especially when trying to get a refund from a difficult vendor. It has helped me so much and resolved everything so quickly. Reviewed on: 15th April 2026

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