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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181107)

Refunds problems

When ever I have had a problem with refunds from retailers they have sorted it less hassle Reviewed on: 22nd June 2026

Best in customer service

I personally like the 4 months 0% interest which means I can buy what I want and spread the cost over 4 months. Customer service is excellent, quick response and consideration Reviewed on: 22nd June 2026

Customer service I feel is a let know I once had an...

Customer service I feel is a let know I once had an issue with a company in the US and after reviewing the disagreement with the company PayPal just dismissed the matter Reviewed on: 22nd June 2026

Reliable service compared to other financial service...

Reliable service compared to other financial services of its kind. Reviewed on: 22nd June 2026

Love the ease and safety of using PayPal credit.

Love the ease and safety of using PayPal credit. Notifications are set up well to ensure you pay things off in time. It's reassuring to know it's there and available to use when I might need it. Reviewed on: 22nd June 2026

PayPal is widely accepted for many online retailers.

PayPal is widely accepted for many online retailers. The variety of payment methods are great, when I need to budget the interest free options work best for me. Pay in 3 or 0% over 4 months helps me to spread my payments. Once I had a dispute with an online retailer for undelivered items and PayPal resolved the issues and gave me a refund. Reviewed on: 22nd June 2026

Not had a negative experience with paypal over the y...

Not had a negative experience with paypal over the years I have used them. Things have always ran smoothly Reviewed on: 22nd June 2026

Gives me the option to feel safe to online pay and a...

Gives me the option to feel safe to online pay and also purchase important items over time Reviewed on: 22nd June 2026

Amazing service always professional and helpful

Amazing service always professional and helpful Reviewed on: 22nd June 2026

Useful when necessary

PayPal is useful for safe payments, I dislike the politics of the head of the company so only use it when I have no choice Reviewed on: 22nd June 2026

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