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PayPal: PayPal Credit reviews

4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181107)

Paypal credit. A gem in credit finance.

5
Paypal credit is really helpful to stagger payments without pressure. A gem in credit finance. Reviewed on: 22nd June 2026

Extremely good experience, quickly service.

5
Extremely good experience, quickly service. Reviewed on: 22nd June 2026

Really good service.

5
Really good service. Clear and informative. Easy to use. Has given me peace of mind. Reviewed on: 22nd June 2026

Easy way

5
This is very convenient to use .no hassle to purchase things Reviewed on: 22nd June 2026

Easy peasy Paypal

5
A great and convenient way to pay online for many services. Reviewed on: 22nd June 2026

Always been very easy to use a check out and never r...

5
Always been very easy to use a check out and never really had much of a problem Reviewed on: 22nd June 2026

Used PayPal for 10plus years.

5
Used PayPal for 10+ years. Always great experience and very good benefits and credit options. Reviewed on: 22nd June 2026

Paypal credit has always been handy for me when need...

5
Paypal credit has always been handy for me when needing a little extra at the end of the month and they are great for sending a reminder when a minimum payment is due. The amount you are entitled to is far more than I need but a great relief to know it's there as a back up Reviewed on: 22nd June 2026

Never any problems, easy to use and quick for signin...

5
Never any problems, easy to use and quick for signing up Reviewed on: 22nd June 2026

Pay pal ***

5
Easy to use, although changing a delivery address is difficult to do. Ive had a few parcels sent to my previous address as a result Reviewed on: 22nd June 2026

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