Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

View other PayPal products

4.73

Based on 181,106 reviews, last reviewed 6th Aug 2026

55% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181107)

Paypal - woohoo!

PayPal has helped me a lot - I especially appreciate PayPal credit. What a brilliant idea! Reviewed on: 22nd June 2026

Simple to use.

Simple to use. Credit readily available. Easy to checkout on a lot of retailer websites. Reviewed on: 22nd June 2026

the best ,safe feel good when useing them no worries...

the best ,safe feel good when useing them no worries at all thankyou Reviewed on: 22nd June 2026

Love it, easy, quick and convenient.

Love it, easy, quick and convenient. Flexible options and bonus schemes. Easier to use with debit and credit ohysical cards. Reviewed on: 22nd June 2026

I’ve been a PayPal customer for years now and they’r...

I’ve been a PayPal customer for years now and they’re one of the most reliable services out there! Reviewed on: 22nd June 2026

Easy to use and good offers, like 0% interest.

Easy to use and good offers, like 0% interest. Reviewed on: 22nd June 2026

PayPal has always been my go-to

PayPal has always been my go-to because it's safe, secure and reliable. Even if you are experiencing some bad luck with the provider, paypal always has your back such you need to try and get your money back. I always find it really disheartening if a website or app doesnt offer paypal as a payment option because as I said, paypal is always the safest option. Reviewed on: 22nd June 2026

Only recently started using PayPal credit but very e...

Only recently started using PayPal credit but very easy to set up in Apple wallet, great to finally have the option to use PayPal credit and it’s benefits in shops. Reviewed on: 22nd June 2026

Paypal offer so many financing options thus providin...

Paypal offer so many financing options thus providing greater flexibility options to suit your budget. Paypal is accepted by most online shops which makes checkout so quick and easy. The app is easy to navigate and gives you a clear oversight of your finances making them easier to manage. When I have had issues with online retailers Paypal has been quick in helping me to get them resolved. Paypal provides great buyer protection enabling me to shop confidently. I would one million percent recommend., I feel absolute trust when I see the Paypal logo. Reviewed on: 22nd June 2026

I've been using a PayPal account since 2012 and have...

I've been using a PayPal account since 2012 and have never had any unpleasant experiences or problems. I use the convenient installment payment method to pay. It's a great feature for me. I recommend it to anyone who doesn't have one. I can honestly say that it simplifies payments for purchases in many places. It's a trustworthy app/service. Best regards. Reviewed on: 22nd June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101271 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub