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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,106 reviews, last reviewed 6th Aug 2026

55% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181107)

Easy proces

It was an easy process, and it is alway there if I need. Gives it more flexibility and management for my finances. Reviewed on: 22nd June 2026

Overall excellent experience

Haven’t ever needed to contact customer service and had no issues using PayPal. It’s quick and I trust it for online expenditure. I’ve used PayIn3 with free credit. This is excellent for higher costing items. Reviewed on: 22nd June 2026

PayPal keeps me on top

PayPal helps me keep on top of the numerous payments and donations I have to make for my kids at their primary school. Reviewed on: 22nd June 2026

It's good and easy to manage and customers services...

It's good and easy to manage and customers services are very helpful Reviewed on: 22nd June 2026

Paypal is the money king

Ive always felt paypal is one of the leaders in money market competion . And has made all the other banks more competitive. Reviewed on: 22nd June 2026

Reasonable rates.

Reasonable rates. Available almost in all online platforms. Value for money Reviewed on: 22nd June 2026

Easy to use and link wit other bank cards

Easy to use and link wit other bank cards Reviewed on: 22nd June 2026

Seamless online purchasing with interest free payments

Seamless online purchasing with interest free payments Reviewed on: 22nd June 2026

easy to use, and very useful.

easy to use, and very useful. I use it for big purchases Reviewed on: 22nd June 2026

Perfect, No hassle , no interest over four months.

Perfect, No hassle , no interest over four months. Wouldn’t use any other credit card Reviewed on: 22nd June 2026

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