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PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181107)

Great service, very useful for online and in person...

5
Great service, very useful for online and in person purchases. App is easy to use and authentication is simple. Reviewed on: 22nd June 2026

Paypal credit has been very easy to use.

5
Paypal credit has been very easy to use. Information is clear, and the service has been reliable. I have found it very useful when purchasing devices directly from manufacturers as they often include 0% interest. I would recommend. Reviewed on: 22nd June 2026

Its easy if you know how to deal with it.

5
Its easy if you know how to deal with it. Reviewed on: 22nd June 2026

PayPal is simply the best way to pay.

5
PayPal is simply the best way to pay. So easy to use abd best of all now we get rewarded for spending. So many options to pay with. Plus spilt the bill. How cool is that. Reviewed on: 22nd June 2026

Always good to deal with.

5
Always good to deal with. Great app. Reviewed on: 22nd June 2026

Used it for years, very handy for shopping

5
Used it for years, very handy for shopping Reviewed on: 22nd June 2026

I’ve used PayPal for years.

5
I’ve used PayPal for years. Never any problems. Easy to use. Love it! Reviewed on: 22nd June 2026

I find PayPal’s various credit payment options reall...

5
I find PayPal’s various credit payment options really good and I use them all the time, especially Pay-In-3. Just so easy and problem-free. I also use them all the digital credit card for big purchases and am them offered an extended 0% credit period. Email reminders for payments coming due are also very helpful. Reviewed on: 22nd June 2026

Very great and useful for all iser

5
Very great and useful for everyone to use daily basis Reviewed on: 22nd June 2026

Simple process to apply.

5
Simple process to apply. Excellent 0% for 4 months. Reviewed on: 22nd June 2026

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