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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,106 reviews, last reviewed 6th Aug 2026

55% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181107)

Helpful and quick resolutions..

Never had a problem if I’ve had a problem not receiving items. The chat has been helpful and I have received a refund while PayPal disputes with the seller. And staff on the credit line have always been helpful when I’ve had a question. Reviewed on: 22nd June 2026

Never have any issues whilst using any PayPal priducts

Never have any issues whilst using any PayPal priducts Reviewed on: 22nd June 2026

safe paypal

Great service very safe way to buy items from the Internet Reviewed on: 22nd June 2026

Easy to use and great for credit

Easy to use and great help with spreading costs through the credit function Reviewed on: 22nd June 2026

Love the 4mths interest free on larger purchases

Love the 4mths interest free on larger purchases Reviewed on: 22nd June 2026

Easy to use and accessible support when needed.

Easy to use and accessible support when needed. Reviewed on: 22nd June 2026

Exactly what I need for smaller payments like findin...

Exactly what I need for smaller payments like finding bargains on eBay so I highly recommend custom choose pay pal Reviewed on: 22nd June 2026

Easy way to pay

Never had an issue and always easy to use Reviewed on: 22nd June 2026

Easy and convenient to use.

Easy and convenient to use. There when you need it. Reviewed on: 22nd June 2026

PayPal reigns supreme

I’ve used PayPal Credit for a variety of purchases over the years. It’s easy to use at checkout, easy to manage in the app and online, and 4 months interest fee means that for small purchase it’s the ONLY way to go! Reviewed on: 22nd June 2026

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