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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

Convenient easy safe way to use credit and spend you...

Convenient easy safe way to use credit and spend your own money Reviewed on: 21st June 2026

Great service

Great service and helpful I really love my pay pall Reviewed on: 21st June 2026

Easy to use and readily available .

Easy to use and readily available. The repayment scheme is great Reviewed on: 21st June 2026

Cheers!!

PayPal does what I need it to, only had one issue where PayPal responded and sorted the issue very quickly Reviewed on: 21st June 2026

Easy and versatile.

Easy and versatile. A number of purchase options available make it easier to plan your purchase and payment Reviewed on: 21st June 2026

its great for spreading payments for big purchases

its great for spreading payments for big purchase items. Reviewed on: 21st June 2026

Easy to use friendly app making the experience overa...

Easy to use friendly app making the experience overall excellent Reviewed on: 21st June 2026

Very quick and easy payment for all

Very quick and easy payment for all Reviewed on: 21st June 2026

Useful product

I find the PayPal credit feature very useful. The fact it offers the 0% for four months when you may want to spread a purchase out across these months. Also the new addition of the credit card so if the website doesn’t offer PayPal, you can use the card to benefit from this feature. The app clearly displays the end date of the 0% and the balance left on it. Reviewed on: 21st June 2026

It's been lovely using PayPal.

It's been lovely using PayPal. Their customer service and the services they provide are fantastic Reviewed on: 21st June 2026

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