Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

View other PayPal products

4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181094)

Winning * happy days *

Very jolly and very easy to understand and use I'm useless with everything but totally get it winning *feel secure and very safe with PayPal so trust in it 100 % happy days indeedy ** Reviewed on: 21st June 2026

Very easy to use.

Very easy to use. PayPal allows you to check your accounts at the push of a button through the app. They send timely reminders of due payments. Reviewed on: 21st June 2026

Excellent

I have been using PayPal for many year's and really appreciate the facility provided by PayPal. I can spread large costs over three instalments, the PayPal credit facility is fantastic if I want to purchase very expensive items. Being a pensioner, I have found this service beyond excellent. When I've spoken to customer service, they have always resolved the issue I have called about. I think PayPal is really excellent Reviewed on: 21st June 2026

No issues the only time I had one it was resolved qu...

No issues the only time I had one it was resolved quick and efficiently Reviewed on: 21st June 2026

I have used PayPal for long time and always everythi...

I have used PayPal for long time and always everything is just straight forward. Never had any issues. Reviewed on: 21st June 2026

Easy access to PayPal credit helps buy items and pay...

Easy access to PayPal credit helps buy items and pay off over time. Reviewed on: 21st June 2026

Interest free period is short and it's not easy to t...

Interest free period is short and it's not easy to tell without examinig statement what you are about to start paying interest on Reviewed on: 21st June 2026

Whilst I love the PayPal credit and the long interes...

Whilst I love the PayPal credit and the long interest free periods, the online account is quite slow to update for example and updated direct debit value for minimum payments takes a few days to update. Reviewed on: 21st June 2026

Great way of paying

Anytime I have had to speak with someone my call was quick dealt with. Their 4 month interest free option is great and if used properly you never pay any interest. Same goes with buy things on 12/24 month contracts Reviewed on: 21st June 2026

Very nice ,reliable, affordable service

Very nice ,reliable, affordable service Reviewed on: 21st June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.71 from 3855 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101259 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub