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PayPal: PayPal Credit reviews

4.90
Based on 103,130 reviews, last reviewed 10th May 2026
2412750% increase in 5 star reviews
in the past 90 days
7100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It’s good - easy to use, reliable, trustworthy It’s good - easy to use, reliable, trustworthy Reviewed on: 10th May 2026
Dawn Gray's avatar
Dawn Gray

Latest lowest rating:

1

Dont use Paypal. Dont use Paypal. My account was set up on direct debit, yet the company failed to take the payment for one month, which then negatively affected my cr... Read more Reviewed on: 10th May 2026
CK's avatar
CK

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103130)

Very reliable and good in communicating with customer.

5
Very reliable and good in communicating with customer. Reviewed on: 14th April 2026

PayPal makes life so easy!

5
PayPal makes life so easy! Been using it for years, very trusted and great customer service. Reviewed on: 14th April 2026

Most trustee

5
PayPal has customer service has always been world class. They are brilliant with their security which gives such peace of mind and is the reason why I trust them and only use them. Reviewed on: 14th April 2026

Love it!

5
Love it! 0% Interest in PayPal Credit is great! Reviewed on: 14th April 2026

Easy and good to use

5
I have used pay pal customer service before it is easy but it’s not a person . The credit is good and there is different options to suit everyone Reviewed on: 14th April 2026

Its a brilliant initiative and very helpful to pay i...

5
Its a brilliant initiative and very helpful to pay in 4 installments when buyingbthings abov 100£. I have recommmended it to all my froends. Reviewed on: 14th April 2026

Iv been with PayPal well over 10 years best online f...

5
Iv been with PayPal well over 10 years best online for payments never let me down Reviewed on: 14th April 2026

This is the Only Banking App I Tr

5
This is the Only Banking App I Tr Reviewed on: 14th April 2026

Excellent

5
Excellent product, as there is no interest for first 3 months and easy to use Reviewed on: 14th April 2026

Simple and convenient

5
Very easy to use and makes online payments quick and hassle-free. The interest-free options are helpful if managed properly. Overall, a reliable and convenient credit option. Reviewed on: 14th April 2026

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