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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103126 reviews)

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4.90

Based on 103,126 reviews, last reviewed 10th May 2026

2412600% increase in 5 star reviews

in the past 90 days

7100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always outstanding, I used PP many years and good se... Always outstanding, I used PP many years and good service all the time Reviewed on: 10th May 2026

Latest lowest rating:

1

Dont use Paypal. Dont use Paypal. My account was set up on direct debit, yet the company failed to take the payment for one month, which then negatively affected my cr... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103126)

Smooth easy transactions.

Smooth easy transactions. The app is easy to navigate and the PayPal card has made all the difference. I like the way the card can be preloaded with money. Reviewed on: 14th April 2026

Useful short term credit option.

Sensible credit limits, allows you to pay over 4 months with zero interest Reviewed on: 14th April 2026

Smooth transfers and transactions

Although some transfer prices are expensive, PayPal has been, by far, the smoothest experience. Reviewed on: 14th April 2026

Amazing, easy and very convenient

Amazing, easy and very convenient Reviewed on: 14th April 2026

Paypal is a must!!

I love using paypal credit as its a great help wen I dont have immediate cash! The 4 months interest free is also a really big bonus. Reviewed on: 14th April 2026

I love paypal and paypal credit.

I love paypal and paypal credit. Everything seems really affordable when purchasing even things that i don't have the money for all in one go. Its really good getting 4 months at 0% interest free. Uts wasy to pay off sooner if you want to. I would always use paypal credit or pay in three. I live when you return an item. You are refunded within a few days. No hassle whatsoever. The customer service is realky good too. Reviewed on: 14th April 2026

I have never had any issue customer service have alw...

I have never had any issue customer service have always sorted it out. Reviewed on: 14th April 2026

I like this and I know I have some money in PayPal a...

I like this and I know I have some money in PayPal and if I have to use always I have something,but is terrible how much PayPal take money every month for me . Sometimes they block me for no reason and I was waiting long time for any results. Reviewed on: 14th April 2026

The reward system is amazing and I’ve saved money al...

The reward system is amazing and I’ve saved money already Reviewed on: 14th April 2026

Good customer service.

Good customer service. Got to thr point and problem solve within minutes Reviewed on: 14th April 2026

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