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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

So EASY to pay its a GREAT service A1

So EASY to pay its a GREAT service A1 Reviewed on: 21st June 2026

I have been using paypal for years now.

I have been using paypal for years now. Its excellent choice. Reviewed on: 21st June 2026

Member for 12 years and never had a problem

Love paypal its so easy to use and I always feel my money safe and secure. Purchases are easy and the pay in 3 option is fantastic. The PayPal credit card is fantastic. It allowed me to pay for a holiday and stretch the cost to pay over 4 months without added interest . Just love it Reviewed on: 21st June 2026

Amazing service

So quick and easy to use and the customer service always on hand if need support with transactions. Reviewed on: 21st June 2026

Easy to use and reliable

It is Very Easy to use and reliable. it makes life that bit little bit easier and takes some of the stress away especially when running a house and having kids on your own. Reviewed on: 21st June 2026

From start to finish it is such an easy process and...

From start to finish it is such an easy process and its fantastic knowing its there when you want to use it. Reviewed on: 21st June 2026

I've used paypal for years, very easy to use and av...

I've used paypal for years, very easy to use and available nearly everywhere, friendly and quick to sort out any issues. Reviewed on: 21st June 2026

My preferred choice

I didn't use it for a long time but these days it is my preferred choice to smooth out unexpected bills - like this week when our washing machine failed suddenly. So many online stores accept PayPal now, it isn't a restriction either Reviewed on: 21st June 2026

It’s really helping people who can’t afford to buy l...

It’s really helping people who can’t afford to buy little expensive things in one go- so atleast they can pay in 3-6 instalments or more plus top of that O% interest. Amazing! Reviewed on: 21st June 2026

Great overall experience

Great overall experience really easy to set up the app is great. You get notifications straightforward to manage good customer service. Reviewed on: 21st June 2026

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