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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

Easy facility to use when buying online and helps wi...

Easy facility to use when buying online and helps with being able to spread payments over a period of time rather than in one go without penalty. Reviewed on: 21st June 2026

Great product with clear communication and excellent...

Great product with clear communication and excellent customer service. Reviewed on: 21st June 2026

Great option!

I enjoy using PayPal credit for larger purchases which result in 0% interest rates. Reviewed on: 21st June 2026

PayPal Credit is an excellent financial solution for...

PayPal Credit is an excellent financial solution for consumers seeking flexibility and convenience when making online purchases. The application process is straightforward, and the seamless integration with PayPal makes managing payments simple and efficient. The service offers a secure, user-friendly experience with clear terms and reliable customer support. It is particularly valuable for those who want greater purchasing power while maintaining control over their finances. Overall, PayPal Credit provides outstanding convenience, reliability, and ease of use, making it a highly recommended payment option. Reviewed on: 21st June 2026

PayPal ND

Ease of use. Ease of access (can use almost everywhere). Just makes PayPal so versatile. Reviewed on: 21st June 2026

It was very smooth and pain free with regular update...

It was very smooth and pain free with regular updates which helped immensely along the way . Will definitely be using again Reviewed on: 21st June 2026

I use PayPal all the time!

I use PayPal all the time for purchases. It’s the first thing I look for on a retailers website to see if it’s a payment option as I know it is secure and trustworthy. The PayPal credit option or pay in 3also gives you great flexibility for payments. Reviewed on: 21st June 2026

Was good to have immediate access to my credit.

Was good to have immediate access to my credit. Would be good if it was possible to apply for more with 0% over more months to spread big purchase Reviewed on: 21st June 2026

Good product, ideal for bigger purchases, gives you...

Good product, ideal for bigger purchases, gives you more time to pay it off without getting intrest. Reviewed on: 21st June 2026

Quick easy and hassle free.

Been a PayPal user for years. I find PayPal credit quick, easy and hassle free. A great way to spread the cost of life’s little treats! Reviewed on: 21st June 2026

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