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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103111 reviews)

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4.90

Based on 103,111 reviews, last reviewed 10th May 2026

2411950% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I use paypal all the time I use paypal all the time, mainly for online purchases using my bank card and with paypal credit and it has never let down in anyway, and it is always... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103111)

Love that I have many options on how to pay, especia...

Love that I have many options on how to pay, especially that I have the option to make purchases with 0% interest for 4 months! Has helped me so much! I appreciate that I can add any bank card on my paypal account and make easy payments yo friends and family. Reviewed on: 14th April 2026

incredibly flexible and easy to maintain

Their finance is incredibly flexible and easy to manage to prevent the debt becoming overwhelming. Reviewed on: 14th April 2026

It was ok experience yo start with

It was ok experience yo start with Reviewed on: 14th April 2026

PayPal never let me down...

I'm using PayPal since 2011 and never let me down Reviewed on: 14th April 2026

It’s great to have the pay in 4 months credit on the...

It’s great to have the pay in 4 months credit on the account. Also like the pay in 3 options and with releasing the credit card to use on retailers that don’t offer PayPal was great work Reviewed on: 14th April 2026

Great to have PayPal

Always been good as been with PayPal for years and I enjoyed every second. 5 ***** Reviewed on: 14th April 2026

If Carlsberg did payment options

Excellent way of managing your finances & customer service to match Reviewed on: 14th April 2026

Ngl PayPal is actually very good

Ngl PayPal is actually very good Reviewed on: 14th April 2026

My wife and I she in fact suggested PayPal to me as...

My wife and I she in fact suggested PayPal to me as the safest way to pay online and to receive payments many moons ago . Being older we like PayPal because it doesn’t make us jump through hoops technology wise . Every aspect of them we both feel are excellent . Ppl have suggested and other forms of credit / money etc none can compare or compete with PayPal . Highly recommended and we always will love PayPal, thank you for your curtesy and not having an overt robot like other banks which are incredibly stressful . Keep being PayPal and don’t change please . PayPal credit is an incredibly safe and fair option for that big purchase and once you pay in their generous timeframe little to no interest ! Highly recommend ! Thank you John and Charmaine Reviewed on: 14th April 2026

No issues ever, always easy to use

No issues ever, always easy to use Reviewed on: 14th April 2026

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