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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

Paypal its like having help always there

Paypal its like having help always there Reviewed on: 21st June 2026

Makes things easy to pay for with instalments

Makes things easy to pay for with instalments Reviewed on: 21st June 2026

Once all checks carried out its easy to use and...

Once all checks carried out its easy to use and set up Reviewed on: 21st June 2026

PayPal feels a little bit like a big scam/trap

PayPal feels a little bit like a big scam/trap as we are encouraged to spend the credit but once we have a debt and we are paying interest we can’t transfer the balance and have to endure the extra fees until we finally pay the full balance. I would still prefer a credit card to PayPal. Reviewed on: 21st June 2026

I use PayPal a lot to spread the cost of making larg...

I use PayPal a lot to spread the cost of making larger purchases Reviewed on: 21st June 2026

Quick and easy

Quick easy and great ways to pay , and theirs always a bargain to be found Reviewed on: 21st June 2026

Always been a big fan of PayPal, simple to use and s...

Always been a big fan of PayPal, simple to use and service is great Reviewed on: 21st June 2026

It’s very easy to use and to make payments at anytim...

It’s very easy to use and to make payments at anytime- very convenient Reviewed on: 21st June 2026

Customer service is great, and I love that you can s...

Customer service is great, and I love that you can split payments in to three with no extra charge or APR. Reviewed on: 21st June 2026

I think it’s an amazing service that provides clear...

I think it’s an amazing service that provides clear information and very fast safe payments. Reviewed on: 21st June 2026

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