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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,081 reviews, last reviewed 9th May 2026
2410650% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is now my main Credit Card. Easy to use and 0% interest rate for 3 months in most of my purchases. It's a no-brainer. Debit and Credit card available on my phone wallet is also a... Read more Reviewed on: 9th May 2026
Bernardo Borghetti's avatar
Bernardo Borghetti

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103081)

Latwy mile splaty i elastyczne nie sa wysokie odsetki

5
Łatwy mile spłaty i elastyczne nie sa wysokie odsetki Reviewed on: 14th April 2026
Michal K's avatar
Michal K

Very easy to navigate the app and my accounts.

4
Very easy to navigate the app and my accounts. All laid out very nicely and customer service are very friendly. I will say though, when it’s comes to PayPal contacting you over a problem, it’s quite hard to understand. At least for me Reviewed on: 14th April 2026
Laurence 's avatar
Laurence

The app is easy to use.

5
The app is easy to use. With lots of information Reviewed on: 14th April 2026
David 's avatar
David

Easy, smooth process.

5
Easy, smooth process. Very good way of splitting payments Reviewed on: 14th April 2026
Faye's avatar
Faye

Pay Pal - don’t want to be without it

5
Top offers and customer support. Using PayPal for years and it’s working also easy for crypto without expertise knowledge. Reviewed on: 14th April 2026
Karl Basch's avatar
Karl Basch

Easy to use, convenient, and practical.

5
Easy to use, convenient, and practical. PayPal is widely accepted, and having the credit card gives me the freedom to use PayPal credit virtually anywhere. Reviewed on: 14th April 2026
Timmy F's avatar
Timmy F

Good funds instant and very credible

5
Good funds instant and very credible Reviewed on: 14th April 2026
Shab's avatar
Shab

Excellent world beater

5
Excellent service especially in the times that this world is going crazy Reviewed on: 14th April 2026
Paul 's avatar
Paul

Keeps getting better

5
PayPal is the best online payment system out there and has recently added a card to accounts that comes in very useful, I have been using it for over 10 years and have had no problems easy transactions and transfers to other accounts great around for payments and transfers.. Reviewed on: 14th April 2026
Dawn's avatar
Dawn

I really love PayPal!

5
I really love PayPal! It’s so easy to use, accepted everywhere, secure and great value got money. Reviewed on: 14th April 2026
sjingo's avatar
sjingo

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