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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103057 reviews)

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4.90

Based on 103,057 reviews, last reviewed 9th May 2026

2409450% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal credit I use PayPal credit and it’s amazing, hassle free great 0% interest for so many months, use for them emergency buys gifts/appliances. I love it recomm... Read more Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103057)

Very good experience.

Very good experience. Reliable and convenient. Reviewed on: 14th April 2026

Paypals great

Its great i love paypal easy explained simple layout Reviewed on: 14th April 2026

PayPal is a brilliant app and a payment method.

PayPal is a brilliant app and a payment method. Great customer service too. Reviewed on: 14th April 2026

Paypal credit is absolutely vital this day & age

Paypal credit is absolutely vital this day and age, allowing you to spread costs without being hung out to dry for the priviledge! Reviewed on: 14th April 2026

Top Notch Experience

The experience has been wonderful. There has not been any hassles at any point in time since I have been using PayPal. Reviewed on: 14th April 2026

Spread your financial load, efficiently and easily.

At this current moment in time, I'm unable to work due to a hip injury. But I still want a life, and that means buying a few things in order to renovate my property. PayPal Credit or PayPal pay in three allows me to still purchase certain items, and give me the convenience of being able to spread the costs, see what and when my next payment is due, and generally ease the financial burden, that these purchases make. Reviewed on: 14th April 2026

General usage

Navigating the app is a bit tricky. It's not a straightforward looking for you know particular things and also when paying back money. For example you know I have a 4 months payment available on purchases that I make over 100 pounds but when I want to pay off a particular money I can't do that. And I I love to have the option to pay off a particular you know payment. For example if I purchase something in April and I have till I don't know August to pay for it. I want to be able to pay for that purchase in particular because I want to keep within the the 4 months time that I have but at the moment it's just so messed up. I'll pay something and it goes towards I don't know what and then the balance is just messed up Reviewed on: 14th April 2026

All very straight forward and easy to manage everyth...

All very straight forward and easy to manage everything in one place. Its really handy to have everything including linking other bank accounts, credit or even gift vouchers in one place. Reviewed on: 14th April 2026

PayPal is great easy to use app no issues at all and...

PayPal is great easy to use app no issues at all and are very quick when need a refund or resolution over a purchase love it. Reviewed on: 14th April 2026

Great credit experience

Great credit experience - the pay over 4 months feature has been a lifesaver in some situations, and the customer service has been great from the get go. The rewards service is a plus as well! Reviewed on: 14th April 2026

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