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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

Easy to set up and use.

Easy to set up and use. Good interest rates in PayPal credit. Reviewed on: 21st June 2026

Great service

Good service, good value, accessible, Reviewed on: 21st June 2026

Paypal Review

Paypal is fast and easy to use I always find customer service helpful too. Reviewed on: 21st June 2026

Easy way to buold up credit scores.

Easy way to buold up credit scores. Reviewed on: 21st June 2026

Always a great experience,

Always a great experience, so easy to set up and can understand statements and purchases very easily. I always use PayPal as my payment aid as I trust PayPal 100%, if there's any issues with payment elsewhere then PayPal can sort out the issues. I have recommended PayPal to my friends who seem to love it also, I honestly don't know what I would do without PayPal at times. Reviewed on: 21st June 2026

PayPal makes it easy

I like the added level of protection papal gives I like the convenience of the payment in 3 the app is one the easiest to use I know of Reviewed on: 21st June 2026

Very easy to use

I like that it can be used everywhere through the credit card and it’s easy to pay off. My only criticism is it’s hard to work out what the interest is per purchase and how much to pay off to avoid interest on the credit card. The pay in 3 option on the other hand is very clear. Reviewed on: 21st June 2026

My experience has been good.

My experience has been good. Using the service has been easy and straightforward. Im able to speak with someone if I have a concern. Reviewed on: 21st June 2026

Just overall easy and love the point rewards

Just overall easy and love the point rewards for spending Reviewed on: 21st June 2026

Brilliant engaging proactive customer service

Brilliant engaging proactive customer service Reviewed on: 21st June 2026

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