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PayPal: PayPal Credit reviews

4.90
Based on 103,035 reviews, last reviewed 9th May 2026
2408550% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and tracking is very easy as well... Easy to use and tracking is very easy as well Reviewed on: 9th May 2026
Simo's avatar
Simo

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103035)

Pay in 3 makes it easy , spreading the cost is so easy.

4
Pay in 3 makes it easy , spreading the cost is so easy. Reviewed on: 14th April 2026

It's safe ,easy to use and rewarding

5
It's safe ,easy to use and rewarding Reviewed on: 14th April 2026

Never had a problem and it’s great you can pay in in...

5
Never had a problem and it’s great you can pay in instalments Reviewed on: 14th April 2026

Paypal pay in 3 and credit options make purchasing e...

5
Paypal pay in 3 and credit options make purchasing easy and the way they handle refunds or customer support is excellent Reviewed on: 14th April 2026

PayPal SpendWell

5
I have used PayPal for years and consistently had great customer service. Calls are answered when needed and messages responded to - always know where I stand. Reviewed on: 14th April 2026

I rely on this due to being a little income househol...

5
I rely on this due to being a little income household it's been a godsend Reviewed on: 14th April 2026

Its very good experience for being with paypal

5
Its very good experience for being with paypal Reviewed on: 14th April 2026

Never had an issue with the the service

5
Never had an issue with the the service Reviewed on: 14th April 2026

Had an excellent experience using paypal

5
Had an excellent experience using paypal Reviewed on: 14th April 2026

Forward thinking and easy to deal with whenever issu...

5
Forward thinking and easy to deal with whenever issues arise Reviewed on: 14th April 2026

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