Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181094)

Easy, simple & lots of options.

5
Easy, simple & lots of options. PayPal make it so easy to use their app & services. Credit limits are fair & credit services & offers are excellent. Reviewed on: 21st June 2026

It is very easy to use.

5
It is very easy to use. I like that there aren't any hidden fees Reviewed on: 21st June 2026

PayPal-tastic

5
Just love the convenience of it for bigger ticket items. It’s a stroke of genius for family budgets. Reviewed on: 21st June 2026

Best payment service!

5
Amazing support and customer service. Reviewed on: 21st June 2026

Good, Professional Service with easy payback options

5
Good, Professional Service with easy payback options Reviewed on: 21st June 2026

Very easy friendly and provided great service

5
Very easy friendly and provided great service Reviewed on: 21st June 2026

I feel safe with paypal.

5
I feel safe with paypal. When making a purchase, if for some reason it doesn't arrive, or there is an issue, I can trust paypal to sort Reviewed on: 21st June 2026

Paypal easy to use,great flexibility and security.

5
It’s easy to use and provides great flexibility for purchase. Offers even greater sense of security Reviewed on: 21st June 2026

So easy to set up and deal with.

5
So easy to set up and deal with. Easy toake payments and check balance Reviewed on: 21st June 2026

Super easy and hassle free

5
Using PayPal has been a truly positive experience for managing my transactions. The platform offers a user-friendly interface that makes sending and receiving money incredibly simple. I particularly appreciate the security measures in place, which provide great peace of mind. The speed at which payments are processed is also a significant advantage. Overall, I am very pleased with the reliable and convenient service PayPal provides. Reviewed on: 21st June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101257 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products