Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 103,002 reviews, last reviewed 9th May 2026
2407100% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Use PayPal credit on regular basis to purchase items... Use PayPal credit on regular basis to purchase items usually via paypal but also on Internet purchases.It is extremely useful to buy the items as it i... Read more Reviewed on: 9th May 2026
Gordon e's avatar
Gordon e

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103002)

People's pay pal.

5
People's pay pal. Everyone is talking about PayPal and its public usage.” Reviewed on: 14th April 2026

Amazing to deal with and always there to help tip to...

5
Amazing to deal with and always there to help tip top excellent service Reviewed on: 14th April 2026

Paypal excellence

5
I have always had a very positive experience with paypal. Transactions are easy and run smoothly. Communication is excellent. Reviewed on: 14th April 2026

PayPal credit is great - 3 months to pay off purchas...

5
PayPal credit is great - 3 months to pay off purchases of over £100 is brilliant. Pay in 3 is great too Reviewed on: 14th April 2026

Enjoying the flexibility of the types of accounts an...

5
Enjoying the flexibility of the types of accounts and freedom it allows Reviewed on: 14th April 2026

It was great, very helpful and problem solved

5
It was great helpful and problem solved Reviewed on: 14th April 2026

Best app going for helping spread the cost , absolut...

5
Best app going for helping spread the cost , absolutely love it 5 star service Reviewed on: 14th April 2026

Very easy and flexible to pay off and excellent cred...

5
Very easy and flexible to pay off and excellent credit offers give more value. Reviewed on: 14th April 2026

Easy to use & build points.

5
Easy to use & build points. Card arrived quickly. App is user friendly. Reviewed on: 14th April 2026

Great customer service.

5
Great customer service. And very helpful Reviewed on: 14th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review