Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181094)

Used paypal for many years and love it

5
I’ve used PayPal for many years now and it has never let me down. Anytime I’m checking out I’ll try to use PayPal as I know that they will always look after my money and fight for it should anything go wrong during or after the transaction Reviewed on: 21st June 2026

Easy transactions in all buying and sellings

5
Easy transactions in all buying and sellings Reviewed on: 21st June 2026

It’s made easier to buy stuff on credit and manage p...

5
It’s made easier to buy stuff on credit and manage payments compared to a standard credit card. Reviewed on: 21st June 2026

Recommended

5
I find PayPal credit straightforward and easy to use. I can customise the amount I repay and I would recommend it to others Reviewed on: 21st June 2026

Very reliable, can use it on many shops

5
Very reliable, can use it on many shops Reviewed on: 21st June 2026

Paypal makes me feel very safe when i do o lone purc...

5
Paypal makes me feel very safe when i do o lone purchases Reviewed on: 21st June 2026

Very Secure

5
I’ve been with paypal for years, it’s secure and gives me confidence with my money Reviewed on: 21st June 2026

Worked perfect and very easy to use it

5
Worked perfect and very easy to use it Reviewed on: 21st June 2026

There when needed,never let me down,does everything...

5
There when needed,never let me down,does everything for your needs Reviewed on: 21st June 2026

PayPal are my go to for ease of use and...

5
PayPal are my go to for ease of use and security Reviewed on: 21st June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101257 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products