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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,934 reviews, last reviewed 9th May 2026
2403800% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very simple and quick application Very simple and quick application Reviewed on: 9th May 2026
Chee L's avatar
Chee L

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102934)

Excellent service.

5
Excellent service. Very helpful when needed Reviewed on: 14th April 2026
Jacquie Currie's avatar
Jacquie Currie

All my experiences are positive.

5
All my experiences are positive. I was never left alone with a problem. When I needed help, I always received it. Reviewed on: 14th April 2026
Adam Heyn's avatar
Adam Heyn

Excellent service.

5
Excellent service with the 4 month's interest free option. Reviewed on: 14th April 2026
Fcal's avatar
Fcal

I live in Scotland, and I had a wedding in Italy.

5
I live in Scotland, and I had a wedding in Italy. With the cost of life increasing, paypal credit gave me some fresh air for this expensive. Reviewed on: 14th April 2026
Andrea D's avatar
Andrea D

No issues using PayPal.

5
No issues using PayPal. It works, PayPal has flexibility in payment options available. The PayPal app is clear and easy to use. Reviewed on: 14th April 2026
Barry H's avatar
Barry H

Simple and Convenient Way to Pay

5
PayPal Credit is a quick and easy way to spread the cost of online purchases. It works smoothly with PayPal and makes checkout simple. It can be helpful when you need to pay over time, but it’s important to make sure you repay on time to avoid extra charges. Reviewed on: 14th April 2026
Chelsea C's avatar
Chelsea C

Always there when I need you

5
Always there when I need you helped me out enormously Reviewed on: 14th April 2026
Robert E's avatar
Robert E

I use it every time I have this option to pay for pu...

5
I use it every time I have this option to pay for purchases over £100. Reviewed on: 14th April 2026
Iliyan Iliev's avatar
Iliyan Iliev

Security

5
Easy to use, and better security when ordering Reviewed on: 14th April 2026
Rond's avatar
Rond

Use PayPal you won't regret it

5
PayPal are always polite and willing to help. Nothing is to small . Reviewed on: 14th April 2026
Keith N's avatar
Keith N

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