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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

Online processes easy talking to person not so easy

Good had a little trouble when needing to speak to someone Reviewed on: 21st June 2026

It’s okay no Apr if you pay within the 4...

It’s okay no Apr if you pay within the 4 months Reviewed on: 21st June 2026

Never had any problems with PayPal credit, easy to u...

Never had any problems with PayPal credit, easy to use, easy to pay, updates come through to notify when payments are due. Reviewed on: 21st June 2026

Never had a problem

Never had a problem really helps out when needed Reviewed on: 21st June 2026

Always efficient and simple to use.

Always efficient and simple to use. Reviewed on: 21st June 2026

Safe online transactions

Always there to make me feel safe when buying online. My prefered option every time. Reviewed on: 21st June 2026

Always PayPal

I’ve used PayPal for many years to avoid using my bank card details Never had any issues and will continue using PayPal for many more years. Reviewed on: 21st June 2026

I really appreciate the 0% APR offers.

I really appreciate the 0% APR offers. It enables me to split the payments without worrying that my debt is increasing. It is also very easy to set up a direct debit for payments which means I can set it up and then essentially not worry as I know its being paid of in time. Reviewed on: 21st June 2026

Good service

Good service would recommend it to friends/family Reviewed on: 21st June 2026

Enables Enables simple cheap way to pay

Enables Enables simple cheap way to pay Reviewed on: 21st June 2026

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