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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102897 reviews)

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4.90

Based on 102,897 reviews, last reviewed 9th May 2026

2402000% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always there and reliable quick and easy Always there and reliable quick and easy Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102897)

Very easy to use and zero hassle

Very easy to use and zero hassle Reviewed on: 14th April 2026

Use PayPal for a good few years now, definitely reco...

Use PayPal for a good few years now, definitely recommend. Never had any issues and any help is soon answered overall my experience very good Reviewed on: 14th April 2026

Ease your financial burden

I love how I can get 4 months interest free repayment every time I spend over £99 in a single transaction. It eases pressure on the purse. Reviewed on: 14th April 2026

I have been with PayPal since 2009 and it has been a...

I have been with PayPal since 2009 and it has been an absolute pleasure and a privilege Reviewed on: 14th April 2026

I have always trusted PayPal and never had any issue...

I have always trusted PayPal and never had any issues or problems and they are great for paying you back if they owe you money, I love the way you keep a track of everything if there were ever a problem and I feel that PayPal is on your side and will sort any issues, I love using the pay in 3 because you know exactly how much you’re paying and it stops you getting into dept . Reviewed on: 14th April 2026

Rates are too high.

Rates are too high. After the promotion period ends the rates become too high and also there is not enough information about that Reviewed on: 14th April 2026

Great platform

Great platform safe secure and trusted. Reviewed on: 14th April 2026

I use PP for all my online purchases as i see it as...

I use PP for all my online purchases as i see it as a safe way to pay. When i have had issues with orders PP has sorted it quickly and without any drama. Reviewed on: 14th April 2026

Easy Safe Fast useful, easy to use, safe and fast

Very useful, easy to use, safe and fast Reviewed on: 14th April 2026

Always helpful, never had an issue and easy to use.

Always helpful, never had an issue and easy to use. Reviewed on: 14th April 2026

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