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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

My review title N/A

alright at the moment Reviewed on: 21st June 2026

Great value for money

It’s been great to use PayPal credit to pay for services. recently I have been using PayPal credit to pay for holidays. no issues. Reviewed on: 21st June 2026

Safe and convenient

Find PayPal easy and convenient to use Reviewed on: 21st June 2026

It takes so long for the credit to actually update.

It takes so long for the credit to actually update. I had made a payment within the original timescale and it sent me a letter in the post saying I was in arrears. Being postpartum and already anxious, it wasn’t a great feeling. I feel like they really need to work on systems and communications. Reviewed on: 21st June 2026

Convenient

Started off using PayPal pay in 3 then moved onto using PayPal credit with the added convenience of a PayPal credit card so that I can use it online and in stores. Reviewed on: 21st June 2026

Excellent service.

Excellent service. Can’t fault it. Reviewed on: 21st June 2026

Hardcore PayPal usee

Been using it for more than 15 years and it has never disappointed me. I always look for PayPal payment where possible Reviewed on: 21st June 2026

Raajpoot

Paypal giving 4 month zero interest option that is very lovely Reviewed on: 21st June 2026

I like PayPal credit option and pay later option too...

I like PayPal credit option and pay later option too so helpful and convenient for those people who can not afford things straightaway. I am not even using it but I advised so many friends to use these options.Thanks PayPal. Reviewed on: 21st June 2026

I always feel safe using PayPal because of the extra...

I always feel safe using PayPal because of the extra security. I've never had any problems and the app is very easy for me to use. Reviewed on: 21st June 2026

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