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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181094)

Really good.

5
Really good. Easy to use. Secure and convenient Reviewed on: 21st June 2026

Paypal credit so helpful for me specially if I need...

5
Paypal credit so helpful for me specially if I need to buy something.I used also for urgent matter.I loved the 3 payment option most. Reviewed on: 21st June 2026

Very accurate and fast, great service, very reliable...

5
Very accurate and fast, great service, very reliable and secure fully recommend to all users that would like to be secure and fast with online payments. Reviewed on: 21st June 2026

Always spot on, i never have any dramas.

5
Always spot on, i never have any dramas. And since they added the following of items you buy using the PayPal app, it's made things a lot easier. Reviewed on: 21st June 2026

I really like that you can pay everywhere with PayPa...

5
I really like that you can pay everywhere with PayPal and it’s safe and secure. I also really like the concept of PayPal credit and that if you buy £99+ then you can get 4 months of 0% interest. I like that PayPal credit have also introduced a physical card which means that I can pay everywhere with PayPal credit even physical shops. Reviewed on: 21st June 2026

Good service and convenient to pay.

5
Good service and convenient to pay.Highly recommend to Friends. Reviewed on: 21st June 2026

Amazing app.

5
Been with PayPal for many years and I love their services. Reviewed on: 21st June 2026

Never any problems always a smooth process

5
Never any problems always a smooth process Reviewed on: 21st June 2026

Is an excelente financial product

5
Is an excelente financial product Reviewed on: 21st June 2026

Great experience and no issues since using

5
Great experience and no issues since using Reviewed on: 21st June 2026

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