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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102852 reviews)

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4.90

Based on 102,852 reviews, last reviewed 9th May 2026

2400050% increase in 5 star reviews

in the past 90 days

7000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

One stop financial shop I always ever just did any financials through a bank institution. Then I found PayPal when as a single working mum had to prioritise on a budget! PayP... Read more Reviewed on: 9th May 2026

Latest lowest rating:

1

Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102852)

It’s generally great for me so easy to use on Apple...

It’s generally great for me so easy to use on Apple Pay Reviewed on: 14th April 2026

Smooth payment.

Smooth payment. Great credit availability Reviewed on: 14th April 2026

PayPal credit

I feel confident using my credit, and able to keep in control. Reviewed on: 14th April 2026

Not had any problems so far

Not had any problems so far easy to use Reviewed on: 14th April 2026

PayPal Service!

It’s just so easy, I feel fully protected each time I make a purchase! Reviewed on: 14th April 2026

PayPal? Excellent!

Paypal provides an excellent, secure service, and I find their app to be incredibly user friendly. I recently used Paypal Credit to purchase an engagement ring, best decision I made all year. Here's hoping it won't need to be returned to whence it came! I primarily use Paypal as a means of sending and receiving funds with friends and family abroad. I become mildly irritated when I find someone isn't already on Paypal as it disturbs the ease with which I carry out this process. All in all, Paypal is excellent and I highly recommend it, and all its features and products, to everyone I know. Reviewed on: 14th April 2026

PayPal Rocks

PayPal is all round perfect for everyday use Reviewed on: 14th April 2026

Paypal is great particularly Credit where you can de...

Paypal is great particularly Credit where you can defer larger payments for 4 months (£100 or more). Brilliant. Reviewed on: 14th April 2026

I find using pay pal a fast safe way to purchase ite...

I find using pay pal a fast safe way to purchase items online. If there are any problems, pay pal make it easy to resolve them. Reviewed on: 14th April 2026

Globe trotting the world.

A great card and so easy to use around the world. Reviewed on: 14th April 2026

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