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PayPal: PayPal Credit reviews

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4.90
Based on 102,810 reviews, last reviewed 9th May 2026
2398050% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used Paypal Credit and just Paypal for transact... I’ve used Paypal Credit and just Paypal for transactions. It speeds things up not having to type all your information in every time. Very useful, grea... Read more Reviewed on: 9th May 2026
James O's avatar
James O

Latest lowest rating:

1

Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Reviewed on: 9th May 2026
Simon Feasey's avatar
Simon Feasey
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102810)

Mr islam

3
Very helpful no charge much reasonable charge for Reviewed on: 14th April 2026
Azizul 's avatar
Azizul

Easy to use with good interest rates

4
Easy to use with good interest rates Reviewed on: 14th April 2026
Wendy's avatar
Wendy

Lifesaver

5
Was in trouble about six years ago PayPal credit came to my aid and now I have a credit rating of a 1000 and am able to get loans car finance and a mortgage at much better rated Reviewed on: 14th April 2026
Marc J's avatar
Marc J

PayPal, no stress, no worries

5
I always go straight to PayPal for pay in 3 or if it’s a bit more expensive I’ll go for the Credit pay in 4 It’s quick, easy & you know exactly where you are with your finances. If you want to settle earlier, that’s no problem I just go ahead & pay whatever’s outstanding Reviewed on: 14th April 2026
Mrs V 's avatar
Mrs V

PayPal has helped me tremendously Brilliant .

5
PayPal has helped me tremendously. Reviewed on: 14th April 2026
mark stockhall's avatar
mark stockhall

PayPal is relabel and a safest app I have ever...

5
PayPal is relabel and a safest app I have ever used Reviewed on: 14th April 2026
Fran's avatar
Fran

Great credit facility

5
Very user friendly and helpful. Would recommend for when funds are a little tight. Plenty of notice given before repayments are taken and never had any issues. Reviewed on: 14th April 2026
Gillian P's avatar
Gillian P

Excellent way of spreading cost after buying.

5
Excellent way of spreading cost after buying. (Examples) being PayPal credit or pay in 3 . Love it!! Reviewed on: 14th April 2026
Gerard L's avatar
Gerard L

Easy to managr

5
Easy to manage the money and good ui experience on app. Reviewed on: 14th April 2026
Rai's avatar
Rai

it’s an easy way to split the cost and not get panic...

4
it’s an easy way to split the cost and not get panicked over extra intrest Reviewed on: 14th April 2026
lily b's avatar
lily b

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