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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181094)

I have used PayPal for many years and they have prov...

5
I have used PayPal for many years and they have provided me with an easy to use and safe option when paying for items. I feel safe knowing that PayPal ensures customer safety whilst also providing good service. Reviewed on: 21st June 2026

Best credit facility

5
Fully automated. No hassles.. good customer suppoer. Fee revoked Reviewed on: 20th June 2026

PayPal has been a great experience so far!

5
PayPal has been a great experience. Has helped me out of some tight spots. Although maybe it was a little too easy to set up and get the account approved. Satisfied but concerned about how someone might fall into the trap of money lending Reviewed on: 20th June 2026

Great Service

5
I have used PayPal credit for about a year now, I find that the access to credit is convenient. I particularly like that no interest is charged on items over £100 if fully repaid within 4 months. I once had an enquiry and had to speak to a customer service rep. They were polite and were able to resolve the issue raised in time. Reviewed on: 20th June 2026

Helpful answers and PayPal credit is really good

4
They have been helpful when I have had questions and the pay in 3 and PayPal credit is really good Reviewed on: 20th June 2026

Good response from customer care unit

5
Good response from customer care unit Reviewed on: 20th June 2026

Easy to use, very handy, never had any issues with it.

5
Easy to use, very handy, never had any issues with it. Reviewed on: 20th June 2026

Wasn't bad for the first time

4
Wasn't bad for the first time kkkkkkkkkk Reviewed on: 20th June 2026

Been with pay pal for ma y yours

5
Been with pay pal for ma y yours Reviewed on: 20th June 2026

Always sorting out my issues no problem

5
Always sorting out my issues no problem Reviewed on: 20th June 2026

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