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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181093)

Excellent service!

5
Excellent service! PayPal Credit has made managing my purchases much easier and more convenient. The application process was simple, payments are easy to manage, and I really appreciate the flexibility it offers. Everything has been clear and reliable. I would definitely recommend PayPal Credit to others. Reviewed on: 20th June 2026

Never had any issue, fast & convenient, also easy to...

5
Never had any issue, fast & convenient, also easy to use Reviewed on: 20th June 2026

Really enjoy using PayPal.

5
Really enjoy using PayPal. I’ve been a member since 2012 and it’s a great way to manage payments securely and have some flexibility around payments. I have really enjoyments PayPal credit as I am able to do more and pay more. Reviewed on: 20th June 2026

I am using PayPal for very long time never had any i...

5
I am using PayPal for very long time never had any issues .I will recommend to anybody. Reviewed on: 20th June 2026

All good :)

4
Had no problems at all with PayPal credit. Super easy and convenient and now in my Apple wallet. Reviewed on: 20th June 2026

Using PayPal for 20 years

5
Using PayPal for 20 years and never had an issue. Use it for personal and business. Reviewed on: 20th June 2026

Wonderful customer service team.

5
Wonderful customer service team. I have purchased laptop and it was never personally delivered to me. PayPal disput and compliance team made it sure do all correct things with any hassle with best in time. Thank you for the all support. Reviewed on: 20th June 2026

Longterm user - Lifelong planned

5
Longterm user - Lifelong planned Reviewed on: 20th June 2026

Great service, quick and easy,

5
Great service, quick and easy. I will be recommending paypal credit to friends and family. Very trustworthy . Reviewed on: 20th June 2026

Very positive experience, no complaints.

5
Very positive experience, no complaints. Quick resolutions to queries and problems. Reviewed on: 20th June 2026

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