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PayPal: PayPal Credit reviews

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4.90
Based on 102,759 reviews, last reviewed 9th May 2026
2395700% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PAYPAL IS OUTSTANDING. Always a great service it's innovation is just outstanding. I love using PayPal it is easily accessible and you get a variety of choices of how to pay... Read more Reviewed on: 9th May 2026
Marjorie Davies's avatar
Marjorie Davies

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102759)

PayPal support

5
PayPal is reliable and convenient when most needed. Having experienced fraud, PayPal are secure and committed to customer care. Reviewed on: 14th April 2026
Gary L's avatar
Gary L

Excellent and Convenient Service

5
I have been using PayPal Credit for a while now and I am very happy with the service . The application was quick and easy, and I received a decision straight away. The monthly payments are clear and simple to manage, and it has helped me spread the cost when needed. Very convenient Reviewed on: 14th April 2026
Ivanka Dimitrova's avatar
Ivanka Dimitrova

Very happy for there service and help

5
Very happy for there service and help Reviewed on: 14th April 2026
Muhammad Naz's avatar
Muhammad Naz

Good job

5
All great service all wayseasy to use Reviewed on: 14th April 2026
Gaz's avatar
Gaz

Money go money come back that's life

5
Used once all good cheers, it give you money just pay it back you know how it works, you ain't paying they take everything away from you and then you sleep under bridges, always pay back debts moma told me and i do it Reviewed on: 14th April 2026
Zombobonzo's avatar
Zombobonzo

It is a quick and easy transaction

5
It is a quick and easy transaction Reviewed on: 14th April 2026
Graham L's avatar
Graham L

My go to way of paying, provides me with peace...

5
My go to way of paying, provides me with peace of mind Reviewed on: 14th April 2026
John-Paul Christian's avatar
John-Paul Christian

Speedy service app is easy to use and hassle free

5
Speedy service app is easy to use and hassle free Reviewed on: 14th April 2026
Sophia P's avatar
Sophia P

Great service good on the phone prompt payments

5
Great service good on the phone prompt payments Reviewed on: 14th April 2026
Gregory 's avatar
Gregory

I use my PayPal Debit card for everyday purchases

5
I use my PayPal Debit card for everyday purchases, online and in-store, and have quickly racked up plenty of reward points. I also use PayPal credit for larger purchases because of the 0% for 4 months offer. Reviewed on: 14th April 2026
Seraphina L's avatar
Seraphina L

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