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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181093 reviews)

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4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181093)

Very good and very easy access, easy to understand g...

Very good and very easy access, easy to understand great app, good customer service when arranging direct debits. Explains everything really well and layout is really good. Feel safe using the app and often use it for big payments. Reviewed on: 20th June 2026

Supportive all around my financial difficulties

Supportive all around my financial difficulties Reviewed on: 20th June 2026

Its frustrating as you cant speak to a human if ther...

Its frustrating as you cant speak to a human if theres a problem. And the customer service number isnt easy to find. Reviewed on: 20th June 2026

PayPal is so easy to use and I don’t feel pressured...

PayPal is so easy to use and I don’t feel pressured in terms of repayments. It’s helped me get a good credit score and i love that most shops I use have PayPal as payment option Reviewed on: 20th June 2026

I like it

I can’t tell a lot about service because I haven’t used it. All other features I like and I use it. Fairly easy to use on web. haven’t used app yet Reviewed on: 20th June 2026

I have found paypal really easy and good to use.

I have found paypal really easy and good to use. Its clear and understandable Reviewed on: 20th June 2026

The safest way to handle money on Internet

I do not trust sellers on the Internet. So I am using PayPal because I always got my money back. I also bought things interest free over 2-3 years Reviewed on: 20th June 2026

Easy to use

Vert really to use in apps/ on retail sites Reviewed on: 20th June 2026

Wouldn't use anyone else for online purchases

I have been using PayPal for many years, always felt safe and confident using them. Reviewed on: 20th June 2026

PayPal it's safe an easy to use

I feel safe to use PayPal as payment method. At this moment I think that PayPal is the best. Reviewed on: 20th June 2026

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