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PayPal: PayPal Credit reviews

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4.90
Based on 102,709 reviews, last reviewed 9th May 2026
2393600% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just overall good experience allowing me to spend pa... Just overall good experience allowing me to spend payments and feel safe while purchasing Reviewed on: 9th May 2026
Julie O's avatar
Julie O

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102709)

need help it’s gunna be painful

4
The service is good however when you need help it’s feels like it’s dragged out of them Reviewed on: 14th April 2026
Stee's avatar
Stee

Manageable

5
Easy to use and manage your credit if you have problems with managing money. I cant see any downside maybe to extend 4 months 0% will make more people to move to paypal. Reviewed on: 14th April 2026
Sergiu's avatar
Sergiu

My Go To for Online Payments

5
PayPal is one of the most reliable and convenient ways to pay online. It’s fast, secure, and incredibly easy to use whether I’m shopping or sending money to friends. I love how clearly transactions are displayed, and the buyer protection gives real confidence when purchasing from new sellers. Overall, it’s a smooth, trustworthy service that makes online payments effortless. Reviewed on: 14th April 2026
Marky B's avatar
Marky B

Best way to pay for shopping!

5
Best way to pay for shopping! So simple to use and very reliable! Reviewed on: 14th April 2026
Claire G's avatar
Claire G

Very easy to access and reliable and gives you piec...

5
Very easy to access and reliable and gives you piece of mind when using it . Reviewed on: 14th April 2026
Jackie p's avatar
Jackie p

Never have trouble when using PayPal to pay for stuf...

5
Never have trouble when using PayPal to pay for stuff and easy to use Reviewed on: 14th April 2026
Samuel M's avatar
Samuel M

PAYPAL 5 Star

5
I've been using PayPal for years and it's always been quick, reliable and easy to use. Sending money takes seconds, online payments are smooth, and I like the extra security when buying from websites I haven't used before. The app is simple to navigate and customer support has always been helpful when I've needed it. Definitely one of those services that quietly makes life easier. Reviewed on: 14th April 2026
Diana 's avatar
Diana

PayPal is always easy to access and use, offering a...

5
PayPal is always easy to access and use, offering a great alternative payment method. Reviewed on: 14th April 2026
Dave's avatar
Dave

Reliable and secure

5
It has been a great experience so far, I have been using paypal few years already. Reliable and secure. Reviewed on: 14th April 2026
Shirley V's avatar
Shirley V

Great credit card with great payment options

5
Great credit card with great payment options Reviewed on: 14th April 2026
Aayisha 's avatar
Aayisha

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