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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,668 reviews, last reviewed 9th May 2026
2391750% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple Secure easy to use effectively anywhere With addition of PayPal virtual credit card, it is even simpler to use especially for Apple/Google pay. Love being able to securely protect personal b... Read more Reviewed on: 9th May 2026
Anne H's avatar
Anne H

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102668)

I feel safer that my transactions go through paypal.

5
I feel safer that my transactions go through paypal. I do not trust banks to fight for me if I get scammed. Which has happened. Someone used my Halifax Credit Card details and Halifax refused to accept it as fraud. Reviewed on: 14th April 2026
Commonperson's avatar
Commonperson

Magnificent!!

5
PayPal has always been helpful if I had any purchase disputes, I also find their credit payment options excellent and with no extra fees! Definitely recommend anyone getting a PayPal account if they haven’t already got one. Also can collect points per purchase and have both a debit and credit card in physical form for everyday purchases and essentials! Thank you Reviewed on: 14th April 2026
Daniela Delfino Correia's avatar
Daniela Delfino Correia

Happy customer!

5
Can't fault PayPal, everything is easy to understand. Reviewed on: 14th April 2026
Elouise J's avatar
Elouise J

Always been super reliable and easy.

5
Always been super reliable and easy. Reviewed on: 14th April 2026
Tim's avatar
Tim

Safe and Secure

5
I use PayPal for all my purchases both large and small. I feel safe using PayPal and PayPal credit has allowed me to purchase larger items with peace of mind and security. It's so quick and easy and secure to use so I use PayPal for all my transactions and now it is even better now the Credit Card has been int Reviewed on: 14th April 2026
Jennifer F's avatar
Jennifer F

It's a good experience, but when changes are made ov...

5
It's a good experience, but when changes are made over time, it's not easy to use the site smoothly. Reviewed on: 14th April 2026
Essam E's avatar
Essam E

Responsible lending coupled with excellent customer...

5
Responsible lending coupled with excellent customer service Reviewed on: 14th April 2026
Nick's avatar
Nick

Experience with PayPal has always been good.

4
Experience with PayPal has always been good. Any issues have always been resolved quickly and efficiently. Reviewed on: 14th April 2026
courtney h's avatar
courtney h

PayPal Gold Star

5
Reliable, great value amazing benefits Reviewed on: 14th April 2026
Ash D's avatar
Ash D

For your peace of mind

5
Had PayPal for years and always had 100% , for security of payments. Great customer service and ease of use. Highly recommend Reviewed on: 14th April 2026
David 's avatar
David

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