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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,614 reviews, last reviewed 9th May 2026
2389200% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love it always great to have. Love it always great to have. Every experience is phenomenal Reviewed on: 9th May 2026
Nicole f's avatar
Nicole f

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102614)

very easy to use and helpful, really simple and help...

5
very easy to use and helpful, really simple and helps to spread the cost of payment over a few months to help with cashflow. Would definately recommend to anyone to use paypal for its ease of use. Did not come across and drawbacks or have anything negative to say Reviewed on: 14th April 2026
Maurice D's avatar
Maurice D

Used PayPal for many years with very few problems.

5
Used PayPal for many years with very few problems. I know I can trust PayPal to pay for items without issues and have easy credit or pay in three when needed. The whole app is easy to understand and looks good, easily searched. Paying family funds is so easy to use too. Reviewed on: 14th April 2026
Len Stevens's avatar
Len Stevens

Pay pal team

5
Every time I have had a problem the team at PayPal have sorted it out Reviewed on: 14th April 2026
Craig m's avatar
Craig m

Customer care response

4
I am unable to add money to my PayPal account with a debit card. When I called customer care, they told me to ask my friend to send money to my PayPal account from their account. Reviewed on: 14th April 2026
Yuv Raj's avatar
Yuv Raj

Fast transections every where refund is always on ti...

5
Fast transections every where refund is always on time . Very helpful if you buy now pay later there is no interest upto 3 months Reviewed on: 14th April 2026
Muhammad Q's avatar
Muhammad Q

Its been good from the start i highly recommend it t...

5
Its been good from the start i highly recommend it to anyone Reviewed on: 14th April 2026
Michael h's avatar
Michael h

Making big purchases easy

5
Makes bigger purchases easier to manage, app is easy to use Reviewed on: 14th April 2026
Greg's avatar
Greg

Paypal Credit for time to pay

5
I have been using Paypal & Paypal Credit for larger more expensive items for some time and I find their services easy to use and if there are any problems they are sorted out very quickly. I would not use any other provider for short term credit. Reviewed on: 14th April 2026
GINGER's avatar
GINGER

Easy to use

4
Paypal credit is easy to use and I haven't had any negative issues using it Reviewed on: 14th April 2026
kn's avatar
kn

Simple to use

5
Great credit company not easy to communicate with them, that’s the only down fall but let you know of changes to terms regular. Reviewed on: 14th April 2026
Steven M's avatar
Steven M

Review PayPal: PayPal Credit now

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