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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181092)

Amazing Service...

5
Using this service to buy last minute concert tickets has been extremely helpful. An amazing service and great app Reviewed on: 20th June 2026

Easy safe Paypal

5
very easy to use and great service Reviewed on: 20th June 2026

Always used PayPal very easy

5
Always used PayPal very easy to use and app is great Reviewed on: 20th June 2026

Excellent experience Excellent experience...

5
Excellent experience Excellent experience Excellent experience Excellent experience Reviewed on: 20th June 2026

Never had a problem and great offers .

5
Never had a problem and great offers .I always use PayPal and PayPal credit . Reviewed on: 20th June 2026

Paypal is accessible at so many retailers and really...

5
Paypal is accessible at so many retailers and really helps before the end of the month. Payment is easy and the app is great, clearly showing what your balance is and which purchases are for what you owe. Reviewed on: 20th June 2026

Great money management service

5
The Paypal app is very intuitive to use, giving a really easy way to fully view your finances. Pay in 3 offers a really great services especially if you need to make purchases a few days before payday. Reviewed on: 20th June 2026

No complaints.

5
No complaints. I find the app useful Reviewed on: 20th June 2026

It’s great to buy something and spread it over a few...

5
It’s great to buy something and spread it over a few months Reviewed on: 20th June 2026

Very easy to use I like that I can spread payments a...

5
Very easy to use I like that I can spread payments at no cost Reviewed on: 20th June 2026

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