Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102566 reviews)

View other PayPal products

4.90

Based on 102,566 reviews, last reviewed 9th May 2026

2387100% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very reliable professional service Very reliable professional service Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (102566)

I have been using PayPal for years.

I have been using PayPal for years. I have always valued the flexibility of payment options at checkout, being able to pay in 3 or spread the cost over a longer period has been very helpful. Reviewed on: 14th April 2026

Good customer service and easy app use

Good customer service and easy app use Reviewed on: 14th April 2026

Paypal is great

I like how secure paypal is easy to use with the app can see everything an get rewards Reviewed on: 14th April 2026

Have had a great experience since l have been using...

Have had a great experience since l have been using PayPal for over 20 years now. Reviewed on: 14th April 2026

My experience has been wonderful

My experience has been wonderful Reviewed on: 14th April 2026

Fantastic experience, great job.

Fantastic experience, great job. Easy to sort things out. Easy to make payments and transfer money to people Reviewed on: 14th April 2026

No hassle , brilliant experience with pay pal credit

No hassle , brilliant experience with pay pal credit Reviewed on: 14th April 2026

Excellent , very helpful , good communication

Excellent , very helpful , good communication Reviewed on: 14th April 2026

Always helpful, nothing is too much troublr

Always helpful, nothing is too much troublr Reviewed on: 14th April 2026

I have made payments wrongly PayPal was very good ge...

I have made payments wrongly PayPal was very good getting my money back fast Reviewed on: 14th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Better Off Calculator
from Policy in Practice 4.78 from 491 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 48422 reviews
Payments
from PayPal 4.91 from 3709 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub