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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181092 reviews)

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4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181092)

Helps me to buy things I need and gove me flexibilit...

Helps me to buy things I need and gove me flexibility to pay back Reviewed on: 20th June 2026

I’ve never experienced any issues with PayPal or Pay...

I’ve never experienced any issues with PayPal or PayPal Credit Reviewed on: 20th June 2026

Super easy to use and great offers with 0% interest...

Super easy to use and great offers with 0% interest Reviewed on: 20th June 2026

Good experience , hope to be better in the future

Good experience , hope to be better in the future Reviewed on: 20th June 2026

I have used PayPal for online purchases and internat...

I have used PayPal for online purchases and international payments. My experience has been positive, as the platform is easy to use, secure, and reliable. I appreciate the buyer protection features and the convenience of making transactions without sharing financial information directly with merchants. Overall, PayPal has been a trusted payment method for my online transactions. Reviewed on: 20th June 2026

Easy and affordable

Quick and easy credit. No hidden cost also first 4 months are interest free. This helps a lot. We recomend to everyone. Reviewed on: 20th June 2026

great opportunity to pay quickly

great opportunity to pay quickly Reviewed on: 20th June 2026

Long established user of PayPal services.

I have been a regular user of PayPal services for a number of years and use PayPal for nearly every online transaction, as it is now accepted in most places as an alternative to credit cards, without having to store your details across multiple sites. I have also used PayPal credit services such as Pay Later and Pay in 3. These optional pay plans have been really helpful in the past. It is also really easy to send money to Friends and Family or to pay for goods and services with just a registered email address, knowing their actual physical address has been pre verified. It is such a great service. Reviewed on: 20th June 2026

Good experience , handy to have for bigger purchases...

Good experience , handy to have for bigger purchases or emergencies Reviewed on: 20th June 2026

Exactly what I wanted.

Exactly what I wanted. Great services. Reviewed on: 20th June 2026

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