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PayPal: PayPal Credit reviews

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4.90
Based on 102,506 reviews, last reviewed 9th May 2026
2384500% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Solid way to make your money efficient Effective if you want your money to last and PayPal credit is very useful, same with pay in three Reviewed on: 9th May 2026
Ardi's avatar
Ardi

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102506)

Very easy to use application for purchasing

5
Very easy to use application for purchasing Reviewed on: 14th April 2026
Jerjish 's avatar
Jerjish

Excellent service.

5
Excellent service. Safe, clear, quick. Reviewed on: 14th April 2026
Denise W's avatar
Denise W

PayPal is Safe, Secure and Reliable

5
I’ve been using PayPal for years and am very happy with the service and usability. Reviewed on: 14th April 2026
Jack C's avatar
Jack C

Never a problem.

5
Never a problem. I use it daily with full confidence. Reviewed on: 14th April 2026
Richard Cuthbert's avatar
Richard Cuthbert

The telephone customer service is very poor at getti...

5
The telephone customer service is very poor at getting information or solving an issue. No easy access. Reviewed on: 14th April 2026
abi oloyede's avatar
abi oloyede

Why PayPal Is My Go-To for Every Online Payment!

5
I’ve had a consistently great experience using PayPal. The platform is incredibly easy to use, whether I’m sending money to friends or making online purchases. Transactions are fast and smooth, and I really appreciate the added layer of security, it gives me peace of mind knowing my financial details aren’t directly shared with sellers. One of the standout features is how widely accepted PayPal is across different websites, making checkout quick and convenient. The mobile app is also well-designed and reliable, allowing me to manage payments, track activity, and resolve issues on the go. Customer support has been helpful whenever I’ve needed it, and disputes or refunds have been handled fairly and efficiently. Overall, PayPal makes managing online payments simple, secure, and stress-free. I’d definitely recommend it to anyone looking for a trusted digital payment solution. Reviewed on: 14th April 2026
Rosie M's avatar
Rosie M

Very easy to use and convenient.

5
Very easy to use and convenient. This app helps to split payments. Reviewed on: 14th April 2026
Lisa F's avatar
Lisa F

Love PayPal so easy, available to use at most places...

5
Love PayPal so easy, available to use at most places and lots of payment options like credit and pay in 3 Reviewed on: 14th April 2026
Gary Bickerstaffe's avatar
Gary Bickerstaffe

Good,convenient and easily to use it

4
Good,convenient and easily to use it Reviewed on: 14th April 2026
Maricel m's avatar
Maricel m

I use PayPal credit very regularly, its set up was s...

5
I use PayPal credit very regularly, its set up was so easy and helps me deal with my finances over 4 months. Reviewed on: 14th April 2026
Jessica 's avatar
Jessica

Review PayPal: PayPal Credit now

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