Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181092 reviews)

View other PayPal products

4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181092)

Good service.

Quick and easy to sort. No hassle. Reviewed on: 20th June 2026

Never any issues

I've always used PayPal never had any issues so I will continue to use PayPal. The option to pay in three or use PayPal credit is great for those larger purchase that are easier for me to pay off over time. Reviewed on: 20th June 2026

It's very helpful to use a PayPal in everyday life.

It's very helpful to use a PayPal in everyday life. It helps to make some special purchases. Reviewed on: 20th June 2026

The most secure and best provider to deal with

The most secure and best provider to deal with Reviewed on: 20th June 2026

Convenient way to spread payments with no interest.

Convenient way to spread payments with no interest. Support are very helpful too. Reviewed on: 20th June 2026

Helping hand

Paypal credit has been a helping hand here and there, especially with the offers it provides. Reviewed on: 20th June 2026

Very happy with PayPal only had one bad experience

Very happy with PayPal only had one bad experience Reviewed on: 20th June 2026

Didn't get my £40 welcome promotion credit.

Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't let you use it again even though you have not received the £40. PayPal keeps the £40. Total con Reviewed on: 20th June 2026

Amazingly easy to use the pay in 3

Amazingly easy to use the pay in 3, and no fuss filling out applications. Always sorted super quickly. Reviewed on: 20th June 2026

Amazingggg

Very good experience amazing great experience Reviewed on: 20th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101256 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub