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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181092)

I do like your pay in 3 option ( but I have not used...

5
I do like your pay in 3 option ( but I have not used it yet).Also great communication to any queries via email or phone.Also a very secure way of paying for online purchases. Reviewed on: 20th June 2026

paypal has helped me manage to get credit.

5
paypal has helped me manage to get credit. and it helped out a lot, Reviewed on: 20th June 2026

Always successful transactions no delays

5
Always successful transactions no delays Reviewed on: 20th June 2026

Excellent experience of using.

5
Excellent experience of using. Recommend it. Reviewed on: 20th June 2026

Always great and great protection

5
Always great, and great to know if anything goes wrong PayPal will sort it out Reviewed on: 20th June 2026

I'm happy that they offered me credit

5
I'm happy that they offered me credit Reviewed on: 20th June 2026

Always use, safe and soud, buyer’s protection helps...

5
Always use, safe and soud, buyer’s protection helps trust Reviewed on: 20th June 2026

Always ready to offer great affordable payment plans

5
Always ready to offer great affordable payment plans Reviewed on: 20th June 2026

Good customer service, always really helpful

5
Good customer service, always really helpful Reviewed on: 20th June 2026

Five stars credit

5
Great way to get what you want and pay in instalments and what a great way to do so using a trustworthy company. Reviewed on: 20th June 2026

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