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PayPal: PayPal Credit reviews

4.90
Based on 102,383 reviews, last reviewed 9th May 2026
2378800% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal-second to none I've had PayPal for years & their customer service have always been helpful & 2nd to none. Reviewed on: 9th May 2026
corrinacorona's avatar
corrinacorona

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (102383)

Fast, easy, and incredibly convenient.

5
I’ve been using PayPal Credit for a while now, and it’s been a game-changer for my online shopping. The checkout process is seamless, and I love having the option to spread out payments on larger purchases. It’s reliable and integrates perfectly with the sites I already use. Reviewed on: 14th April 2026

Very good and safe with great customer service

5
Very good and safe with great customer service Reviewed on: 14th April 2026

It became convenient to use after the ability to pay...

5
It became convenient to use after the ability to pay by card appeared and the card was added to Apple Pay. Reviewed on: 14th April 2026

Feel safe transferring money online with PayPal.

5
Feel safe transferring money online with PayPal. Good buy now pay later options. Reviewed on: 14th April 2026

I always use where possible.

5
I always use where possible. It's safe and secure, and should you experience any issues you have help on hand. Pluscthe added insurance Reviewed on: 14th April 2026

Simple, convenient and dependable

5
I’ve found PayPal Credit to be a very convenient and easy-to-use service. Everything feels clear, smooth and well organised, which makes the overall experience much more comfortable. It has been reliable, straightforward and helpful, and I appreciate how simple it is to manage. Overall, a very positive experience. Reviewed on: 14th April 2026

Always happy with service.

5
Always happy with service. Been with PayPal a while now, a good way to run my accounts Reviewed on: 14th April 2026

PayPal has been very helpful and supportive.

5
PayPal has been very helpful and supportive. They are great customers Reviewed on: 14th April 2026

Easiest transaction.

5
Very easy to use, love how easy to top up money and pay. Reviewed on: 14th April 2026

PayPal is my Pal

5
I use PayPal for Everything, never a problem, and always have the reassurance that PayPal has your back Reviewed on: 14th April 2026

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