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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,404 reviews, last reviewed 9th May 2026
2379800% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Service Having been with PayPal for over 10yrs the service Received has been fantastic Reviewed on: 9th May 2026
ronald l's avatar
ronald l

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102404)

Easy to use with added bonus of knowing you have pai...

5
Easy to use with added bonus of knowing you have paid with a reputable company Reviewed on: 14th April 2026
Tracy s's avatar
Tracy s

I do not own a credit card, so this is the best way...

5
I do not own a credit card, so this is the best way to pay for things allows me to budget. I have to security of purchasing things online Reviewed on: 14th April 2026
Darren 's avatar
Darren

Excellent

5
Excellent so easy to use love it Reviewed on: 14th April 2026
QS's avatar
QS

Paypal paypal

5
Easy to use and customer service are great help Reviewed on: 14th April 2026
Sarah's avatar
Sarah

Mostly good, points offer great

4
The PayPal debit card is good value to use as the points system for reward is usually better than my bank. some issues using credit as payment changes don’t update which is confusing. Good to be able to make credit payments for purchases above £100 over four months with no interest. Credit rating is quite slow to update. Ongoing Issues with checkout from links needs addressing. Reviewed on: 14th April 2026
Mel Lin's avatar
Mel Lin

Very easy to use and informative

5
Very easy to use and informative Reviewed on: 14th April 2026
Sharon T's avatar
Sharon T

Helps me afford things I need but can't pay all at o...

5
Helps me afford things I need but can't pay all at once Reviewed on: 14th April 2026
Gavin Kelly's avatar
Gavin Kelly

Safe an securel

5
All efficient and professional as no dramas ever Reviewed on: 14th April 2026
James Hart's avatar
James Hart

I’m so satisfied with PayPal excellent service and g...

5
I’m so satisfied with PayPal excellent service and great customer support Reviewed on: 14th April 2026
Aroua's avatar
Aroua

Been using it to buy furniture and clothes, absolute...

5
Been using it to buy furniture and clothes, absolutely perfect experience Reviewed on: 14th April 2026
Jake Youd's avatar
Jake Youd

Review PayPal: PayPal Credit now

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