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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181092)

My life saver.

5
My life saver. PayPal has always come through for me in managing my finances. Reviewed on: 20th June 2026

Excellent solution with no fluffs excellent.

5
The tech is excellent. It's versaitle, easy to manage & understand. It's just an excellent solution with no fluffs. Reviewed on: 20th June 2026

So easy to apply for and also credit card is great!

5
So easy to apply for and also credit card is great!! Reviewed on: 20th June 2026

Love using PayPal

5
Love using PayPal as it give me different ways to pay for stuff Reviewed on: 20th June 2026

Don't find the online chat very good.

4
Don't find the online chat very good. Phone is better but have to hang on too long. Reviewed on: 20th June 2026

PayPal is easy to use, safe and secure.

5
PayPal is easy to use, safe and secure. When your a busy individual you know you can rely on PayPal. Reviewed on: 20th June 2026

A smooth time

5
Always have a smooth time with paypal and no problems. Reviewed on: 20th June 2026

I find this service extremely useful ...

5
I find this service really useful particularly the interest free over 4 months option Reviewed on: 20th June 2026

Clear simple transparent processes with lots of help...

5
Clear simple transparent processes with lots of help and guidance. No surprise fees or hidden extra costs. Reviewed on: 20th June 2026

Great and fast service great for pay in 4 months wit...

5
Great and fast service great for pay in 4 months with 0% interest. Never contacted the support as I’ve not needed to would recommend using PayPal credit Reviewed on: 20th June 2026

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