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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,352 reviews, last reviewed 9th May 2026
2377350% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal user for over 10 years I’m using PayPal/PayPal Credit for over 10 years now and in my opinion the service is flawless. Thank you and keep it up. Reviewed on: 9th May 2026
Chipster's avatar
Chipster

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102352)

Easy transactions and very simple

5
Easy transactions and very simple Reviewed on: 14th April 2026
Yvonne 's avatar
Yvonne

So simple to use and always effecient

5
So simple to use and always effecient Reviewed on: 14th April 2026
Diane J's avatar
Diane J

Haven't had any need for them as the refered me back...

3
Haven't had any need for them as the refered me back to the seller. Reviewed on: 14th April 2026
Busola A's avatar
Busola A

SIMPLY THE BEST.

5
Always there to help you whenever they can. Reviewed on: 14th April 2026
MICHAEL B's avatar
MICHAEL B

Pay in 3 is good helps in between pay...

5
Pay in 3 is good helps in between pay days Reviewed on: 14th April 2026
Karen Moore 's avatar
Karen Moore

Not had any issues with PayPal

4
Not had any issues with PayPal and all had been good Reviewed on: 14th April 2026
David J's avatar
David J

My experience with PayPal has been excellent and whe...

5
My experience with PayPal has been excellent and when i needed to contact support i got help straight away Reviewed on: 14th April 2026
S F I 's avatar
S F I

Always my go to payment method, very easy to use and...

5
Always my go to payment method, very easy to use and the payment plan is awesome’ Reviewed on: 14th April 2026
Adele kenyon 's avatar
Adele kenyon

PayPal Plus has been a fantastic addition!

5
PayPal+ has been a fantastic addition and really offering value. The points ratio feels like value for money compared to other banks and many don’t provide points against debit card spend, just credit (which can be a turn off for many). Excited to see where it goes next. Reviewed on: 14th April 2026
James Nunn's avatar
James Nunn

Very impressed with the use of Paypal Credit

5
I’ve had a great experience using PayPal Credit! The application process was fast and straightforward, and I really appreciate how convenient it is to use when making online purchases. The flexibility of being able to spread payments over time has made managing larger expenses much easier, and the clear statements help me stay on top of my balance. Customer service has also been excellent — whenever I’ve had a question, the response was quick and helpful. Overall, PayPal Credit has been a reliable, easy-to-use financing option that fits seamlessly into my everyday shopping. I’d definitely recommend it to anyone looking for a secure and convenient way to manage purchases. Reviewed on: 14th April 2026
Dawn Osborne's avatar
Dawn Osborne

Review PayPal: PayPal Credit now

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