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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102332 reviews)

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4.90

Based on 102,332 reviews, last reviewed 9th May 2026

2376350% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fanciest Credit Card for daily use Pretty easy for the application and the best part is Annual Interest rate lower than traditional banks' credit card. Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102332)

Excellent service easy to use flexible payments maki...

Excellent service easy to use flexible payments making it easy on your purse to spread payments interst free Reviewed on: 14th April 2026

Great knowledge great overall experience

Great knowledge great overall experience Reviewed on: 14th April 2026

Easy to use app and online.

Easy to use app and online. I always prefer to pay this way more secure. Reviewed on: 14th April 2026

I’m happy with Paypal credit.

I’m happy with Paypal credit. Good service and great customer Reviewed on: 14th April 2026

Best ever

Always good to buy using PayPal. PayPal credit with credit card makes it more easier to use PayPal everywhere now. Best Reviewed on: 14th April 2026

Easy to apply for and set up.

I use Paypal for many things including unexpected bills or purchases. I like to put my holiday spend through Paypal sometimes so I know exactly what I have spent and it keeps it seperate from my normal everyday bills. It was easy to apply for and a decision was made very quickly. I also have a physical Paypal credit card making life easy. Reviewed on: 14th April 2026

Really easy to keep track of money through the websi...

Really easy to keep track of money through the website & app. Always found it easy to contact them if I have needed to talk to someone in customer service. Reviewed on: 14th April 2026

The repayment is low.

The repayment is low. I love the fact that there is now a card and it can be added to your apple wallet The app is easy to navigate and there is also reward for spending. Loving PayPal as a whole Reviewed on: 14th April 2026

Good customer service

Customer service always prompt and helpful. Easy way to pay. Reviewed on: 14th April 2026

Good provider, been using for years

Good provider, been using for years Reviewed on: 14th April 2026

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