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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181092 reviews)

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4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181092)

PayPal Credit: My Money Hero That Saves the Day!

PayPal Credit literally saved my life when I needed cash ASAP! Access my money anytime like a genie in my phone. Funny how one app turns panic into pure joy – inspiring, reliable, and always there for me! Reviewed on: 20th June 2026

Reliable flexible payment methods.

Reliable flexible payment methods. The app is easy to use and one of the cleanest banking apps e.g. simple navigation and responsive. The credit options are easy to view & select. I've used the app, Google pay and different devices to pay seamlessly. Reviewed on: 20th June 2026

I have used PayPal for years and always found them t...

I have used PayPal for years and always found them to be excellent, so much so that I use them personally and for my charity and other projects. Reviewed on: 20th June 2026

Always use PayPal for online payments due to ease of...

Always use PayPal for online payments due to ease of use and protections for user Reviewed on: 20th June 2026

Great to use, easy accross different platforms

Great to use, easy accross different platforms also useful to stall payment with credit Reviewed on: 20th June 2026

Great to have time to pay

I found Paypal credit very useful and the card is handy when finances are a bit stretched Reviewed on: 20th June 2026

My name is sheriff am from Ghana

My name is sheriff am from Ghana Reviewed on: 20th June 2026

Statements are my only issue, confusing and not clear

Statements are my only issue, confusing and not clear Reviewed on: 20th June 2026

Never had an issue with paypal.

Never had an issue with paypal. Always prompt and effective service. No complaints at all Reviewed on: 20th June 2026

Great easy to use

Great easy to use handy when your making online purchases Reviewed on: 20th June 2026

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